10689 Kawagama Lake WAO, Algonquin Highlands, ON P0A 1E0
Algonquin Highlands, ON P0A 1E0
Quick cost estimateKnown monthly subtotal$1,856.06 / monthLand transfer tax $4,100One-time estimate
Quick cost estimate
$1,856.06 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,744.81
- Property tax / month
- $111.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $4,100
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $4,100
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
BRAND NEW OVERSIZED SEPTIC SYSTEM!!! A rare opportunity on Haliburton's largest lake, this water-access property on Kawagama Lake offers exceptional privacy and unbeatable value. Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other. Enjoy breathtaking lake views and unforgettable sun and moon rises. Good dock with deep, clean water that makes for incredible swimming. Kawagama Lake is known for its vast stretches of untouched Crown Land, pristine forests and endless opportunities for boating, fishing, hiking, ATVing, snowmobiling and exploring nature. The cottage itself is in need of some TLC, offering the perfect opportunity to update or renovate to your taste. The structure has "good bones" with recently redone piers and a solid, level floor making it a great starting point for your dream lakeside getaway. If you're looking for a big lake experience at an affordable price with tremendous PRIVACY, adventure and natural beauty, this property checks all the boxes. Water access only but getting there is easy; as we have a boat and would be happy to take you over. The marina not far away. Come and see what Kawagama Lake has to offer! Newly installed septic system (2025). **SELLER WILLING TO HOLD A MORTGAGE FOR RIGHT BUYER**.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13704202
- Source status
- New
- Bedrooms
- 1
- Bathrooms
- 0
- Postal code
- P0A 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- < 700
- Lot depth
- 135 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 1335
- Basement
- None
- Interior features
- Other
- Exterior features
- Fishing, Privacy
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Sewer
- Other
- View
- Forest, Hills, Lake, Panoramic, Trees/Woods
- Direction facing
- North
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 76 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Other
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 1
- Rooms above grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $375,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HALIBURTON
- Municipality
- ALGONQUIN HIGHLANDS
- MLS® community
- Sherborne
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Algonquin Highlands
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
10689 Kawagama Lake WAO, Algonquin Highlands, ON P0A 1E0, Algonquin Highlands is listed for sale as a Detached. The listing reports 1 bedrooms, 0 bathrooms, reported interior area of < 700 (units not reported), kitchens reported as 1, parking spaces reported as 0. Asking price: $375,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13704202.
Local context
Explore the area: Algonquin Highlands · Sherborne.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Forest Hill Real Estate Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13704202. Information deemed reliable but not guaranteed.