1411 Tock Lane, Algonquin Highlands, ON P0A 1E0
Algonquin Highlands, ON P0A 1E0
Quick cost estimateKnown monthly subtotal$3,445.34 / monthLand transfer tax $10,455One-time estimate
Quick cost estimate
$3,445.34 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,252.34
- Property tax / month
- $193
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you're immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that's destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water's edge, you'll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s'mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don't come along often. This is more than a cottage-it's a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13683212
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- P0A 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 237 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2316
- Basement
- None
- Interior features
- None
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Sewer
- Septic
- Direction facing
- North
- Construction materials
- Metal/Steel Siding
- Roof
- Metal
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 82 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $699,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HALIBURTON
- Municipality
- ALGONQUIN HIGHLANDS
- MLS® community
- McClintock
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Algonquin Highlands
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1411 Tock Lane, Algonquin Highlands, ON P0A 1E0, Algonquin Highlands is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $699,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13683212.
Local context
Explore the area: Algonquin Highlands · McClintock.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 Granite Realty Group Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13683212. Information deemed reliable but not guaranteed.