20 Gracefield Lane, Belleville, ON K8P 5N6
Belleville, ON K8P 5N6
Quick cost estimateKnown monthly subtotal$3,116.67 / monthLand transfer tax $7,975One-time estimate
Quick cost estimate
$3,116.67 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,675.38
- Property tax / month
- $441.28
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Now is your time to enjoy a beautiful waterfront lifestyle on the Bay of Quinte. This impeccable & maintenance free home is situated in the exclusive St James By the Bay, where you can wake up every morning without a care. Enjoy the landscaped grounds, sit by the water or lounge on your private deck. Whether you are retired or just want a turn-key lifestyle, this fully renovated bungaloft delivers. Stunning upgrades throughout this 2 bdrm + den, 3.5 bath end unit with double attached garage, lots of parking and a fully finished lower level. If you are looking for a sought after Adult Lifestyle Community close to City amenities, golf courses and a short drive to Prince Edward County, this is your opportunity. Ask for more details on this unique community.
Home details
- Days on market
- Not reported
- Property type
- Other
- MLS® number
- X13800184
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 4
- Postal code
- K8P 5N6
- Kitchens
- 1
- Kitchens above grade
- 1
- Interior size (reported range)
- 1200-1399
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- Attached
- Annual property tax
- 5295.4
- Maintenance fee (source period)
- 516.45
- Basement
- Finished, Full
- Laundry
- In-Suite Laundry
- Interior features
- Auto Garage Door Remote
- Exterior features
- Porch, Patio
- Architectural style
- Bungaloft
- Parking features
- Private
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- View
- Bay, Trees/Woods, Garden
- Construction materials
- Stone
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 50 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Common Elements Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 7
- Rooms below grade
- 4
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $575,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 20 Gracefield Lane, Belleville, ON K8P 5N6, Belleville
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Hastings
- Municipality
- BELLEVILLE
- MLS® community
- Belleville Ward
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Sir James Whitney School for the Deaf ↗
Elementary · JK-8 · English · Provincial
School board: Provincial and Demonstration Schools ↗
350 Dundas St W, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Sir James Whitney/Sagonaska Elementary School ↗
Elementary · 4-8 · English · Provincial
School board: Provincial and Demonstration Schools ↗
350 Dundas St W, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Sir James Whitney School for the Deaf ↗
Secondary · 9-12 · English · Provincial
School board: Provincial and Demonstration Schools ↗
350 Dundas St W, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Sir James Whitney/Sagonaska Secondary School ↗
Secondary · 9-12 · English · Provincial
School board: Provincial and Demonstration Schools ↗
350 Dundas St W, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Sir John A Macdonald Public School ↗
Elementary · JK-6 · English · Public
School board: Hastings & Prince Edward DSB ↗
22 Harder Dr, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 82%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 70%
Susanna Moodie Senior Elementary School ↗
Elementary · JK-8 · English · Public
School board: Hastings & Prince Edward DSB ↗
376 Avon Lough Rd, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 76%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 53%
Centennial Secondary School Elementary School ↗
Elementary · 7-8 · English · Public
School board: Hastings & Prince Edward DSB ↗
160 Palmer Road, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Centennial Secondary School ↗
Secondary · 9-12 · English · Public
School board: Hastings & Prince Edward DSB ↗
160 Palmer Rd, Belleville
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 47%
- Grade 10 OSSLT (first-attempt pass)
- 81%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Belleville
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20 Gracefield Lane, Belleville, ON K8P 5N6, Belleville is listed for sale as a Other. The listing reports 2 bedrooms, 4 bathrooms, reported interior area of 1200-1399 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $575,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13800184.
The Ministry’s school dataset lists Sir James Whitney School for the Deaf approximately 1.2 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Sir James Whitney School for the Deaf approximately 1.2 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Belleville · Belleville Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage ProAlliance Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13800184. Information deemed reliable but not guaranteed.