45 Frank Street, Brantford, ON N3T 5E1
Brantford, ON N3T 5E1
Quick cost estimateKnown monthly subtotal$2,953.22 / monthLand transfer tax $7,975One-time estimate
Quick cost estimate
$2,953.22 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,675.38
- Property tax / month
- $277.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Every once in a while, a beautifully updated gem comes along at a price point that is sure to excite first-time homebuyers. This charming 1.5-storey, 2+1 bedroom home, complete with a detached, heated & cooled workshop, is truly move-in ready. Thoughtful updates have preserved the warmth and character of its late-40s roots while introducing modern comforts and peace of mind. The main floor offers plenty of space for comfortable everyday living, with a generous kitchen that makes meal preparation and entertaining a pleasure. Natural light pours into the living spaces, creating a bright, welcoming atmosphere that feels just as inviting on a quiet evening at home as it does when gathering with family and friends. Downstairs, the completely remodelled basement adds an entirely new dimension to the home. A beautifully finished family room provides the perfect place to relax, while an additional room offers flexibility as a potential third bedroom, home office or guest space. A stylish new 3-piece bathroom, thoughtfully concealed mechanical and laundry areas, and clever storage solutions make this lower level as practical as it is attractive. Step outside and you'll find even more to love! A deck and large patio provide plenty of room for outdoor entertaining, while the fully fenced backyard offers a safe space for children and pets to play. The real bonus is the impressive detached garage, complete with heating AND air conditioning, high ceilings and custom shelving. Recent updates include a brand new basement (2026), new flooring throughout (2024/2026), updated panel (2024), AC (2025), tankless water heater (2025), dishwasher (2024), and a new gate and interlock walkway (2023). Tucked away in the quiet, established Holmedale neighbourhood, this delightful home is just minutes from schools, scenic trails and the Grand River. With so much already done, all that's left is to move in, settle down and make it your own!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14130490
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N3T 5E1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100
- Lot depth
- 100 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- 60-89 days
- Garage
- Detached
- Annual property tax
- 3334
- Basement
- Finished
- Interior features
- Central Vacuum
- Architectural style
- 1 1/2 Storey
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Aluminum Siding, Metal/Steel Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 8 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $575,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 45 Frank Street, Brantford, ON N3T 5E1, Brantford
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Lansdowne-Costain Public School ↗
Elementary · JK-8 · English · Public
Grand Erie DSB
21 Preston Blvd, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 64%
- Grade 3 Writing (at provincial standard)
- 57%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 61%
Dufferin Public School ↗
Elementary · JK-8 · English · Public
Grand Erie DSB
106 Chestnut St, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 74%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 42%
Christ the King School ↗
Elementary · JK-8 · English · Catholic
School board: Brant Haldimand Norfolk CDSB ↗
165 Dufferin Ave, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 79%
- Grade 3 Writing (at provincial standard)
- 53%
- Grade 3 Mathematics (at provincial standard)
- 53%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 56%
Brantford Collegiate Institute and Vocational School ↗
Secondary · 9-12 · English · Public
Grand Erie DSB
120 Brant Ave, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 49%
- Grade 10 OSSLT (first-attempt pass)
- 80%
St John's College ↗
Secondary · 9-12 · English · Catholic
School board: Brant Haldimand Norfolk CDSB ↗
80 Paris Rd, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 61%
- Grade 10 OSSLT (first-attempt pass)
- 91%
St. Gabriel Catholic Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Brant Haldimand Norfolk CDSB ↗
14 Flanders Dr, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 56%
Edith Monture Elementary School ↗
Elementary · JK-8 · English · Public
Grand Erie DSB
33 Dowden Ave, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 61%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 84%
- Grade 6 Mathematics (at provincial standard)
- 70%
James Hillier Public School ↗
Elementary · JK-8 · English · Public
Grand Erie DSB
62 Queensway Dr, Brantford
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 71%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 54%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Brantford
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
45 Frank Street, Brantford, ON N3T 5E1, Brantford is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 5. Asking price: $575,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14130490.
The Ministry’s school dataset lists Lansdowne-Costain Public School approximately 1.0 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Lansdowne-Costain Public School approximately 1.0 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Brantford.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14130490. Information deemed reliable but not guaranteed.