29 Victoria Avenue, Cambridge, ON N1S 1X2
Cambridge, ON N1S 1X2
Quick cost estimateKnown monthly subtotal$2,319.44 / monthLand transfer tax $5,275One-time estimate
Quick cost estimate
$2,319.44 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,047.25
- Property tax / month
- $272.19
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,275
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,275
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this beautifully updated 3-bedroom, 1-bathroom semi-detached home in the charming and highly desirable West Galt neighbourhood of Cambridge! Offering a fantastic combination of modern updates, comfortable living and an unbeatable location, this move-in-ready home is perfect for first-time buyers, young families or anyone looking to enjoy everything this vibrant community has to offer. Step inside and discover a bright, inviting living space featuring updated laminate flooring throughout (2020) and a beautifully remodelled kitchen (2020), complete with modern cabinetry and stainless steel appliances. Whether you're preparing family meals or entertaining friends, this welcoming home offers the perfect setting for everyday living. Three well-sized bedrooms provide plenty of flexibility for growing families, guests or a home office. Enjoy peace of mind with numerous major updates already taken care of, including a new furnace and central A/C (2020), new windows (2022), a freshly resealed driveway (2023) and new gutters (2026). Location is everything, and this home delivers! Nestled in the heart of West Galt, you're just a short stroll from the beautiful Grand River, scenic walking trails and the exciting Gaslight District, where you'll find fantastic restaurants, entertainment, shops and a vibrant community atmosphere. Enjoy the perfect balance of neighbourhood charm and urban convenience, with everything you need just minutes away. Don't miss your opportunity to own this fantastic home in one of Cambridge's most sought-after communities. Don't miss your chance to call this place home, book your showing today!
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X14002122
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- N1S 1X2
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 168.86 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- None
- Annual property tax
- 3266.3
- Basement
- Unfinished, Full
- Interior features
- Water Heater
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 24 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $440,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 29 Victoria Avenue, Cambridge, ON N1S 1X2, Cambridge
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Andrew's Public School ↗
Elementary · 6-8 · English · Public
Waterloo Region DSB
65 Victoria Ave, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Gregory Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
34 Osborne Ave, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 53%
- Grade 3 Writing (at provincial standard)
- 35%
- Grade 3 Mathematics (at provincial standard)
- 35%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 76%
- Grade 6 Mathematics (at provincial standard)
- 38%
Central Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
175 Main St E, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 50%
- Grade 3 Mathematics (at provincial standard)
- 46%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 79%
- Grade 6 Mathematics (at provincial standard)
- 38%
Highland Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
125 Salisbury Ave, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 67%
- Grade 6 Reading (at provincial standard)
- 87%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 46%
Glenview Park Secondary School ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
55 McKay St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 53%
- Grade 10 OSSLT (first-attempt pass)
- 85%
Stewart Avenue Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
145 Stewart Ave, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 52%
- Grade 3 Writing (at provincial standard)
- 33%
- Grade 3 Mathematics (at provincial standard)
- 39%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 79%
- Grade 6 Mathematics (at provincial standard)
- 55%
Tait Street Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
184 Tait St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 35%
Southwood Secondary School ↗
Secondary · 9-12 · English · Public
Waterloo Region DSB
30 Southwood Dr, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 50%
- Grade 10 OSSLT (first-attempt pass)
- 74%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cambridge
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
29 Victoria Avenue, Cambridge, ON N1S 1X2, Cambridge is listed for sale as a Semi-Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $440,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14002122.
The Ministry’s school dataset lists St Andrew's Public School approximately 244 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists St Andrew's Public School approximately 244 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX TWIN CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14002122. Information deemed reliable but not guaranteed.