41 Steadman Street, Cambridge, ON N1S 0C7
Cambridge, ON N1S 0C7
Quick cost estimateKnown monthly subtotal$5,771.30 / monthLand transfer tax $18,455One-time estimate
Quick cost estimate
$5,771.30 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,113.47
- Property tax / month
- $657.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $18,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $18,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
An impressive 4-bdrm, 3.5-bath family home offering 2,340 sqft above grade & over $130,000 in upgrades, situated on a premium pie-shaped corner lot in desirable West Galt! A stately brick & stone exterior with 8-ft double entry doors sets the tone. Step inside to sun-drenched, open-concept living and dining featuring oversized windows & 9-ft main-floor ceilings, with engineered hardwood throughout. The stunning kitchen showcases modern cabinetry, quartz countertops, premium KitchenAid S/S appliances, including a gas stove & a centre island perfect for casual dining. The adjoining breakfast nook offers sliding doors to the back deck, creating an effortless indoor-outdoor flow. A chic powder room and a versatile room with two large windows ideal for a sitting room or home office complete this level. Modern oak stairs lead to the spacious primary retreat, featuring two large windows, a double closet, walk-in closet & a makeup nook. Its luxurious ensuite offers a double vanity, a soaker tub and a glass shower. A second primary suite enjoys a private 4-pc ensuite, while two additional bedrooms share another 4-pc bathroom. Convenient 2nd-floor laundry room with two laundry sinks. The unfinished basement offers access to the garage through a separate entrance, a 3-pc bathroom rough-in and a laundry sink. Explore the potential for an in-law or income suite, or finish the space to suit your family's needs with a games room or home theatre. Outside, the beautiful two-tier deck includes a covered area for dining or lounging, overlooking a generous yard enclosed by composite fencing with plenty of room for children to play or summer entertaining. An EV charger adds further convenience. Just around the corner, Bismark Park offers a playground, splash pad, tennis & basketball courts and a skate park. Enjoy easy access to Hwy 401 and Downtown Galt, with its boutique shops, restaurants and scenic river walks.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14103144
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- N1S 0C7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot size
- 5,188.20 sq ft
- Lot depth
- 98.61 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 7894
- Basement
- Separate Entrance, Full, Unfinished
- Interior features
- Auto Garage Door Remote, In-Law Capability
- Architectural style
- 2-Storey
- Parking features
- Private, Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 16 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 12
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,099,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
41 Steadman Street, Cambridge, ON N1S 0C7, Cambridge is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 4, lot size reported as 5,188.20 sq ft. Asking price: $1,099,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14103144.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14103144. Information deemed reliable but not guaranteed.