527 River Road, Cambridge, ON N3C 2B8
Cambridge, ON N3C 2B8
Quick cost estimateKnown monthly subtotal$10,120.64 / monthLand transfer tax $36,175One-time estimate
Quick cost estimate
$10,120.64 / monthKnown monthly subtotal
- Mortgage principal & interest
- $9,235.89
- Property tax / month
- $884.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $36,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $36,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Visit the REALTOR website for further information about this listing. Welcome to 527 River Road - A Rare Urban Oasis in the Heart of Cambridge. Nestled on nearly 2 acres of pristine natural landscape along Irish Creek, this custom-built ranch-style bungalow offers an extraordinary blend of privacy, luxury, and convenience - just minutes from Highway 401, Hwy 24, Hwy 8, the Kitchener-Waterloo International Airport, top-rated schools, shopping, and dining. Nature, Privacy & Tranquility - Without Leaving the City. Boasting over 2,600 sq. ft. on the main floor and more than 5,200 sq. ft. of total finished living space, this exceptional home is the perfect retreat for those seeking space, serenity, and style. Enjoy a rare connection to nature with extensive outdoor features designed for both entertainment and relaxation: 17-foot Dynasty Swim Spa; 16-foot, 3-Season Gazebo; Fully Screened-In Deck & Elevated Outdoor Deck; 10-foot Private Screened Gazebo (by creek for ultimate seclusion); Meticulously Landscaped Gardens throughout; Built for Flexibility, Designed for the Future. The home's clear span truss roof system means there are no interior load-bearing walls - providing easy potential for future layout changes or renovations. The 2,600 sq. ft. walkout basement is a true standout: 9-foot ceilings and 5 patio doors for abundant natural light; the 1,255 sq. ft. rec-room - is large enough for a full billiards setup custom-built wet bar, gas fireplace, and man door to basement workshop; The insulated sound proofed ceiling in-addition to the ceiling tiles makes for an acoustically pleasing and private environment. 96" Home theater system c/w 16 in-ceiling speaker system makes for an exceptional theater experience.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13433370
- Source status
- Price Change
- Bedrooms
- 5
- Bathrooms
- 4
- Postal code
- N3C 2B8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000 (units not reported)
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 603 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 14
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 10617
- Basement
- Finished with Walk-Out, Full
- Interior features
- Air Exchanger, Auto Garage Door Remote, Bar Fridge, Floor Drain, Sauna, Ventilation System, Water Heater Owned, Water Purifier, Workbench
- Exterior features
- Deck, Hot Tub, Landscape Lighting, Landscaped, Lawn Sprinkler System, Lighting, Patio, Privacy, Porch Enclosed, Security Gate
- Architectural style
- Bungalow-Raised
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- View
- Trees/Woods
- Direction facing
- North
- Construction materials
- Vinyl Siding, Stone
- Roof
- Other, Shake
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 149 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Rooms above grade
- 12
- Rooms below grade
- 4
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,985,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Hillcrest Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
31 Renwick Ave, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 61%
- Grade 6 Reading (at provincial standard)
- 76%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 46%
St Gabriel Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
15 Baldwin Drive, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 92%
- Grade 3 Writing (at provincial standard)
- 77%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 92%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 67%
Our Lady of Fatima Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
55 Hammet St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 53%
- Grade 3 Mathematics (at provincial standard)
- 64%
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 76%
- Grade 6 Mathematics (at provincial standard)
- 53%
Silverheights Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
390 Scott Rd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 75%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 53%
Woodland Park Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
555 Ellis Rd W, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 70%
- Grade 3 Mathematics (at provincial standard)
- 78%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 54%
St Elizabeth Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
50 Adler Dr, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 77%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 52%
Hespeler Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
300 Winston Blvd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 66%
- Grade 3 Writing (at provincial standard)
- 59%
- Grade 3 Mathematics (at provincial standard)
- 55%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 45%
Centennial (Cambridge) Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
100 Weaver St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 48%
- Grade 3 Mathematics (at provincial standard)
- 57%
- Grade 6 Reading (at provincial standard)
- 72%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 36%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cambridge
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
527 River Road, Cambridge, ON N3C 2B8, Cambridge is listed for sale as a Detached. The listing reports 5 bedrooms, 4 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 14, lot size reported as .50-1.99 acres (reported range). Asking price: $1,985,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13433370.
The Ministry’s school dataset lists Hillcrest Public School approximately 1.4 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Hillcrest Public School approximately 1.4 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EASY LIST REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13433370. Information deemed reliable but not guaranteed.