731 Elgin Street N, Cambridge, ON N1R 7W5
Cambridge, ON N1R 7W5
Quick cost estimateKnown monthly subtotal$3,494.95 / monthLand transfer tax $10,075One-time estimate
Quick cost estimate
$3,494.95 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,163.93
- Property tax / month
- $331.02
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,075
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,075
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge's family friendly communities.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14131482
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N1R 7W5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 109.91 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 3972.26
- Basement
- Finished
- Interior features
- Auto Garage Door Remote, Carpet Free, Storage, Water Heater, Water Purifier, Water Softener
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 7 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $680,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 731 Elgin Street N, Cambridge, ON N1R 7W5, Cambridge
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Elgin Street Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
685 Elgin St N, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 64%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 46%
Christ The King Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
70 Acorn Way, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 53%
- Grade 3 Mathematics (at provincial standard)
- 41%
- Grade 6 Reading (at provincial standard)
- 71%
- Grade 6 Writing (at provincial standard)
- 68%
- Grade 6 Mathematics (at provincial standard)
- 34%
Avenue Road Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
40 Gail St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 52%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 78%
- Grade 6 Writing (at provincial standard)
- 84%
- Grade 6 Mathematics (at provincial standard)
- 34%
St Peter Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
92 Avenue Rd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 30%
- Grade 3 Mathematics (at provincial standard)
- 43%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 71%
- Grade 6 Mathematics (at provincial standard)
- 57%
St Benedict Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
50 Saginaw Pkwy, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 52%
- Grade 10 OSSLT (first-attempt pass)
- 90%
St Margaret Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
210 Cowan Blvd, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 38%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 76%
- Grade 6 Mathematics (at provincial standard)
- 43%
Manchester Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
455 Dundas St, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 42%
- Grade 3 Mathematics (at provincial standard)
- 61%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 37%
Clemens Mill Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
335 Saginaw Pkwy, Cambridge
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 68%
- Grade 3 Writing (at provincial standard)
- 66%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 78%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 35%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cambridge
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
731 Elgin Street N, Cambridge, ON N1R 7W5, Cambridge is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $680,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14131482.
The Ministry’s school dataset lists Elgin Street Public School approximately 128 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Elgin Street Public School approximately 128 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: HOMELIFE SILVERCITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14131482. Information deemed reliable but not guaranteed.