120 St Andrew Street W, Centre Wellington, ON N1M 1N5
Centre Wellington, ON N1M 1N5
Quick cost estimateKnown monthly subtotal$872.12 / monthLand transfer tax $1,474One-time estimate
Quick cost estimate
$872.12 / monthKnown monthly subtotal
- Mortgage principal & interest
- $813.78
- Property tax / month
- $58.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $1,474
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $1,474
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
An exceptional opportunity to own a beautifully renovated, fully equipped restaurant in one of Ontario's most charming and rapidly growing communities. Perfectly positioned in the heart of historic Fergus, this turnkey establishment offers the ideal blend of modern upgrades, character, and unlimited potential. Occupying approximately 1,850 square feet, the restaurant offers a well-designed layout that comfortably accommodates both front-of-house dining and an efficient commercial kitchen. Tastefully renovated and updated in 2023, the space has been thoughtfully designed forefficiency and guest experience. The commercial kitchen features a professionally installedhood ventilation system, beer draft system, dedicated prep and dishwashing areas, office space,and all the infrastructure needed to begin operating immediately.One of the property's standout features is the garage door, allowing the dining room to openonto the street during the warmer months and creating an inviting indoor-outdoor atmospherethat guests love. The building is also equipped with both air conditioning and forced-airheating for year-round comfort.The restaurant includes a liquor licence for up to 100 guests, with the licence available totransfer to the new owner (subject to AGCO approval). A seasonal sidewalk patio is alsoavailable, subject to continued municipal approval, providing additional seating and a vibrantstreet presence throughout the summer months.Downstairs offers valuable additional space that can be customized for private dining, events,overflow seating, storage, catering operations, or future expansion.Located just minutes from the world-renowned Elora Gorge and the picturesque village of Elora,Fergus attracts thousands of visitors throughout the year for its festivals, outdoorrecreation, boutique shopping, and thriving culinary scene. With a strong local customer baseand steady tourism traffic, this location presents an outstanding opportunity for restaurants.
Home details
- Days on market
- Not reported
- Property type
- Sale Of Business
- MLS® number
- X14154386
- Source status
- New
- Postal code
- N1M 1N5
- Lot depth
- 76 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- Not reported
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 700
- Heating system
- Gas Forced Air Closed
- Cooling
- Yes
- MLS entry age (not confirmed DOM)
- 4 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Gas Forced Air Closed
- Cooling
- Yes
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
Room-count details have not been supplied for this listing.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $174,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- WELLINGTON
- Municipality
- CENTRE WELLINGTON
- MLS® community
- Fergus
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
James McQueen Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
365 St George St W, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 56%
- Grade 3 Writing (at provincial standard)
- 22%
- Grade 3 Mathematics (at provincial standard)
- 50%
Victoria Terrace Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
500 Victoria Terrace, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 84%
- Grade 3 Mathematics (at provincial standard)
- 95%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 50%
J Douglas Hogarth Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
360 Belsyde Avenue, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 92%
- Grade 3 Writing (at provincial standard)
- 76%
- Grade 3 Mathematics (at provincial standard)
- 73%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 58%
St Joseph - Fergus Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
Wellington CDSB
150 Strathallan St, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 68%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 88%
John Black Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
150 Lamond St, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 93%
- Grade 3 Writing (at provincial standard)
- 86%
- Grade 3 Mathematics (at provincial standard)
- 86%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 58%
Centre Wellington District High School ↗
Secondary · 9-12 · English · Public
School board: Upper Grand DSB ↗
905 Scotland St, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 63%
- Grade 10 OSSLT (first-attempt pass)
- 89%
Grand River Public School
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
39 Kirvan St, Fergus
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Elora Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
288 Mill St E, Elora
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 86%
- Grade 3 Writing (at provincial standard)
- 89%
- Grade 3 Mathematics (at provincial standard)
- 66%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 52%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Fergus, Centre Wellington, Wellington, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
120 St Andrew Street W, Centre Wellington, ON N1M 1N5, Centre Wellington is listed for sale as a Sale Of Business. Asking price: $174,900. Occupancy is reported as Vacant. MLS® X14154386.
The Ministry’s school dataset lists James McQueen Public School approximately 414 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists James McQueen Public School approximately 414 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Wellington · Fergus.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Home Group Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14154386. Information deemed reliable but not guaranteed.