565 St David Street N, Centre Wellington, ON N1M 2K5
Centre Wellington, ON N1M 2K5
Quick cost estimateKnown monthly subtotal$4,583.67 / monthLand transfer tax $14,473One-time estimate
Quick cost estimate
$4,583.67 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,187.09
- Property tax / month
- $396.58
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
3 Bedroom 2 Bathroom Updated LIMESTONE HOME **PLUS** LEGAL CARRIAGE HOUSE Apartment with INCOME POTENTIAL and MASSIVE 1/4 Acres (165 ft deep x 72 ft wide) private yard! Live in the main house while you rent out the completely separate Carriage House ($2000/mo market rent) or use as an AirBB or for your in law/child with their own self contained, barrier free (no stairs - all main floor bungalow living!) The yard is like a fully fenced private park with mature trees, patios, two gazebos, fire pit and sitting areas with retractable awning outside the carriage house. PLUS a detached 10x10 heated, year round office/bunkie/gym with wifi, ideal for anyone who works from home but wants some separation from the main house. This historic home has been thoughtfully updated for modern family living while preserving the warmth and craftsmanship ready for the next buyer to just move in and enjoy with so much Character! This home is well set up for entertaining both inside and outside! Gourmet Chefs Kitchen with large island overlooking the formal dining area and sitting room PLUS large family room with fireplace. This home has been recently renovated from top to bottom, keeping within its original character and charm! Upstairs are three bedrooms and a beautifully renovated bathroom with vaulted ceilings, a statement chandelier over the soaker tub and separate walk-in shower. The separate self-contained 1-bedroom garden suite, complete with its own kitchen, living area, bathroom, laundry, private entrance and outdoor space is ideal for multigenerational living or extra income. Two-car carport, parking for up to eight vehicles and a location minutes from Downtown Fergus, schools, parks, restaurants and amenities. Only 15 minutes to Orangeville or Guelph and 45 min to the GTA. Check out the floor plans and cinematic video attached to the listing.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13872398
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N1M 2K5
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2500-3000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 165.27 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 4759
- Basement
- Unfinished, Partial Basement
- Interior features
- Accessory Apartment, Carpet Free, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener, In-Law Suite, In-Law Capability, Guest Accommodations
- Exterior features
- Awnings, Deck, Patio, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Front Yard Parking, Private Triple
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Window Unit(s)
- Sewer
- Sewer
- View
- Garden
- Direction facing
- South
- Construction materials
- Board & Batten , Stone
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 30 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Window Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 9
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $899,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 565 St David Street N, Centre Wellington, ON N1M 2K5, Centre Wellington
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WELLINGTON
- Municipality
- CENTRE WELLINGTON
- MLS® community
- Fergus
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Centre Wellington
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
565 St David Street N, Centre Wellington, ON N1M 2K5, Centre Wellington is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 2, parking spaces reported as 8, lot size reported as < .50 acres (reported range). Asking price: $899,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13872398.
Local context
Explore the area: Centre Wellington · Fergus.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Inspire Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13872398. Information deemed reliable but not guaranteed.