691 St Andrew Street W, Centre Wellington, ON N1M 1P7
Centre Wellington, ON N1M 1P7
Quick cost estimateKnown monthly subtotal$3,734.11 / monthLand transfer tax $11,073One-time estimate
Quick cost estimate
$3,734.11 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,396.11
- Property tax / month
- $338
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Century-home character, flexible living space and a deep backyard come together at 691 St Andrew Street W. Set on a 49 x 135 ft lot just west of historic downtown Fergus, this inviting red-brick home offers 1,573 sq ft of exterior above-grade living space (iGUIDE), three bedrooms, three bathrooms, a detached garage and parking for four. The bright main floor opens with a welcoming foyer and living room, then flows to a thoughtfully updated kitchen with granite counters, stainless steel appliances and island seating. A formal dining room, separate family room with gas fireplace and built-ins, powder room and mudroom create a layout that handles everyday living, entertaining and working from home with ease. Upstairs are three comfortable bedrooms and a four-piece bath. The partially finished lower level adds a recreation room, dedicated office, second four-piece bath, laundry and useful storage. Outside, enjoy the covered front porch, elevated rear deck, full fencing, mature trees, garden shed and fire-pit area across a generous private lawn. Municipal services, central air and forced-air gas heat add year-round comfort. Close to the Grand River, downtown shops and restaurants, parks, schools, the library, hospital and community amenities, this is a distinctive Fergus home with genuine character, practical space and room to make it your own.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13739326
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- N1M 1P7
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- 6,630.56 sq ft
- Lot depth
- 135 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4056
- Basement
- Full, Partially Finished
- Interior features
- Storage, Water Heater Owned, Water Meter
- Exterior features
- Deck, Landscaped, Patio, Privacy, Porch, Year Round Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone, Concrete
- MLS entry age (not confirmed DOM)
- 64 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 0
- Rooms above grade
- 9
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $729,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WELLINGTON
- Municipality
- CENTRE WELLINGTON
- MLS® community
- Fergus
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Centre Wellington
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
691 St Andrew Street W, Centre Wellington, ON N1M 1P7, Centre Wellington is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 4, lot size reported as 6,630.56 sq ft. Asking price: $729,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13739326.
Local context
Explore the area: Centre Wellington · Fergus.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: M1 Real Estate Brokerage Ltd. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13739326. Information deemed reliable but not guaranteed.