2204 Bay Road, Champlain, ON K0B 1K0
Champlain, ON K0B 1K0
Quick cost estimateKnown monthly subtotal$5,026.84 / monthLand transfer tax $16,055One-time estimate
Quick cost estimate
$5,026.84 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,555.13
- Property tax / month
- $471.71
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $16,055
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $16,055
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Experience the best of Ottawa River waterfront living! Enjoy direct access to the water, where days are made for, fishing, boating and relaxing along the shoreline. Built in 2014, this inviting 3-bedroom home offers approximately 1,200 sq. ft. of living space plus a fully finished basement with separate exterior access. The property also boasts two detached garages offering exceptional versatility: a 36' x 24' garage and an 12.5' x 28' garage, both insulated and heated, ideal for vehicles, boats, recreational equipment, hobbies or a workshop. The kitchen features granite countertops and updated appliances, while the dining area opens onto a maintenance-free TREX deck with an included gazebo-the perfect setting for outdoor entertaining or peaceful evenings by the river. A dock is not included but may be available. Additional features include a steel roof (2020), central air conditioning (2025), a central natural gas forced-air furnace and a paved driveway,a nd a rough-in for a future shower in the basement. With its combination of direct waterfront access, comfortable living space and outstanding garage facilities, this property offers more than a home-it offers a lifestyle. BONUS -generac included! Spend your winter on the ice summers and autumns on the water, enjoy the beauty of the Laurentian mountains in every season and make the most of everything Ottawa River living has to offer!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14106552
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0B 1K0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot depth
- 472.05 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 14
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 5660.57
- Basement
- Finished with Walk-Out
- Interior features
- Air Exchanger, Auto Garage Door Remote, Generator - Full, On Demand Water Heater, Primary Bedroom - Main Floor, Rough-In Bath, Water Heater Owned, Water Treatment
- Exterior features
- Canopy, Fishing, Landscape Lighting, Patio, Paved Yard, Porch, Recreational Area, Year Round Living
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- View
- Bay, Hills, River, Skyline, Water
- Direction facing
- North
- Construction materials
- Hardboard
- Roof
- Metal
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 15 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 7
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $979,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- PRESCOTT AND RUSSELL
- Municipality
- CHAMPLAIN
- MLS® community
- 614 - Champlain Twp
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Champlain
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2204 Bay Road, Champlain, ON K0B 1K0, Champlain is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 14. Asking price: $979,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14106552.
Local context
Explore the area: Champlain · 614 - Champlain Twp.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE PERFORMANCE REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14106552. Information deemed reliable but not guaranteed.