10965 River Line, Chatham-Kent, ON N7M 5J4
Chatham-Kent, ON N7M 5J4
Quick cost estimateKnown monthly subtotal$5,728.90 / monthLand transfer tax $17,775One-time estimate
Quick cost estimate
$5,728.90 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,955.27
- Property tax / month
- $773.62
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $17,775
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $17,775
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Set on 2.47 private acres backing directly onto the Thames River, this custom-built Bouma home offers exceptional quality construction, privacy, and peaceful country living just minutes from Chatham. Featuring a durable ICF (Insulated Concrete Form) foundation, this 2,445 sq. ft. home provides outstanding strength, energy efficiency, and long-term durability.The main floor features 3 bedrooms and 2 full bathrooms with solid hickory cabinetry, including a spacious primary suite. The kitchen showcases solid maple cabinetry, soapstone countertops, a 9.5-foot island, and a large pantry. It opens to a spectacular great room with a soaring 17-foot cathedral ceiling and a wall of large windows overlooking the beautifully landscaped front yard, offering stunning sunrise views year-round. Beveled leaded-glass French doors lead to a bright sitting area, while a beautiful gas fireplace creates a warm and inviting living space.The finished basement adds 3 additional bedrooms, a full bathroom, a spacious family room with a gas fireplace and custom built-in cabinetry, a games room, and abundant storage. A high-efficiency furnace, central air, and durable 30-year shingles provide year-round comfort and peace of mind.Enjoy outdoor living with a 600 sq. ft. deck featuring a natural gas BBQ hookup, a peaceful pond and patio area, and an oversized 836 sq. ft. 2.5-car garage with plenty of room for vehicles, tools, and recreational equipment. The property features a diverse collection of mature Carolinian trees, including tulip, hickory, locust, sycamore, several varieties of oak and maple, and crab apple, along with blue and black spruce and pine bordering the property, creating exceptional privacy and a truly park-like setting.Set well back from River Line and within walking distance of Maple City Country Club golf course, this rare property combines privacy, nature, quality construction, and spacious family living.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13591618
- Source status
- Price Change
- Bedrooms
- 6
- Bathrooms
- 3
- Postal code
- N7M 5J4
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 2-4.99 acres (reported range)
- Lot depth
- 667.81 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 9283.47
- Basement
- Finished, Full
- Interior features
- Primary Bedroom - Main Floor
- Architectural style
- Bungalow
- Parking features
- Front Yard Parking
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- View
- River
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Fibreglass Shingle
- Foundation
- Insulated Concrete Form
- MLS entry age (not confirmed DOM)
- 107 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 3
- Rooms above grade
- 20
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,065,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Chatham-Kent
- Municipality
- CHATHAM-KENT
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Chatham-Kent
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
10965 River Line, Chatham-Kent, ON N7M 5J4, Chatham-Kent is listed for sale as a Detached. The listing reports 6 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 10, lot size reported as 2-4.99 acres (reported range). Asking price: $1,065,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13591618.
Local context
Explore the area: Chatham-Kent.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: CENTURY 21 FIRST CANADIAN CORP. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13591618. Information deemed reliable but not guaranteed.