1055 Birchwood Trail 303, Cobourg, ON K9A 5Y1
Cobourg, ON K9A 5Y1
Quick cost estimateKnown monthly subtotal$2,529.48 / monthLand transfer tax $6,073One-time estimate
Quick cost estimate
$2,529.48 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,232.90
- Property tax / month
- $296.58
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this immaculate, 960 sq ft 2-bedroom bungalow condo nestled in the highly sought-after Birchwood Trails community. Offering a perfect blend of modern upgrades and low-maintenance living, this turn-key home has been recently painted throughout and is completely move-in ready. Light-Filled Living & Modern Design. Step inside to an impressive main living area featuring dramatic cathedral ceilings and large, beautiful arched windows that flood the entire space with glorious natural light. The open layout transitions seamlessly into a spacious dining area and a contemporary kitchen, complete with modern 2023 stainless steel appliances and an extended breakfast bar with comfortable room for 4 stools-perfect for casual dining or entertaining. Comfortable Layout & Premium Upgrades. Spa-Like Bath, enjoy a gorgeous, fully renovated 3-piece bathroom featuring sleek glass shower doors and modern finishes. Mechanical Peace of Mind, equipped with a brand new 2026 heat pump for efficient cooling and heating, featuring a secondary wall unit dedicated to the primary bedroom. A brand new owned hot water tank (2026) is also included. In-Suite Laundry, convenient laundry closet comes complete with a stackable washer and dryer. Private Patio & Prime Amenities right outside your front door, step onto your own private sitting area patio, beautifully redesigned in 2025 and surrounded by lush, vibrant gardens. The unit includes 1 exclusive parking spot alongside ample visitor parking for your guests. Combining an efficient bungalow layout with top-tier 2026 mechanical upgrades, this Birchwood Trails gem offers exceptional value and comfort.
Home details
- Days on market
- Not reported
- Property type
- Condo Townhouse
- MLS® number
- X13771586
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- K9A 5Y1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 900-999 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Other
- Garage
- None
- Annual property tax
- 3558.93
- Maintenance fee (source period)
- 449.42
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Water Heater Owned
- Exterior features
- Landscaped, Patio
- Architectural style
- Bungalow
- Parking features
- Surface
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Other
- Construction materials
- Vinyl Siding
- MLS entry age (not confirmed DOM)
- 57 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Other
- Included in maintenance
- Common Elements Included, Building Insurance Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $479,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg, Northumberland, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1055 Birchwood Trail 303, Cobourg, ON K9A 5Y1, Cobourg is listed for sale as a Condo Townhouse. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 900-999 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $479,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13771586.
Local context
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Ball Real Estate Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13771586. Information deemed reliable but not guaranteed.