185 Division Street 108, 208, 308, Cobourg, ON K9A 4M4
Cobourg, ON K9A 4M4
Quick cost estimateKnown monthly subtotal$7,870.50 / monthLand transfer tax $26,455One-time estimate
Quick cost estimate
$7,870.50 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,974.61
- Property tax / month
- $895.90
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $26,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $26,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to Units 108, 208 & 308 at Beach Walk Flats, an exceptional mixed-use investment opportunity in one of Cobourg's most desirable waterfront communities. Perfectly positioned just steps from Cobourg Beach, the marina, boardwalk and the vibrant historic downtown, this modern offering blends premium commercial presence with strong residential income potential in a high-demand location with year-round appeal. The commercial unit offers soaring ceilings, expansive windows and a bright contemporary atmosphere ideal for a variety of business uses. With twenty residential units above, the space benefits from built-in traffic, excellent visibility and consistent exposure in a growing neighbourhood. Included in the offering are two stylish two-bedroom residential suites, thoughtfully designed with modern layouts, sleek industrial-inspired finishes and strong rental appeal. These turnkey units are well suited for investors looking to secure reliable income and long-term appreciation. Adding to the appeal is a private rooftop terrace with views of Lake Ontario, creating a rare outdoor retreat perfect for entertaining or unwinding. Whether you are an investor seeking diversified returns or an owner-operator looking for a standout location, Beach Walk Flats delivers flexibility, quality and lasting value in one of Ontario's most admired waterfront towns. *Note: HST applies to the commercial portion only.
Home details
- Days on market
- Not reported
- Property type
- Common Element Condo
- MLS® number
- X13008826
- Source status
- Extension
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K9A 4M4
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 2250-2499
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 10750.77
- Maintenance fee (source period)
- 620
- Basement
- None
- Laundry
- Ensuite
- Interior features
- Carpet Free
- Architectural style
- Multi-Level
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Heat Pump
- Heating fuel
- Other
- Cooling
- Central Air
- Construction materials
- Brick
- MLS entry age (not confirmed DOM)
- 204 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Heat Pump
- Heating fuel
- Other
- Cooling
- Central Air
- Included in maintenance
- Common Elements Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 12
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,499,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 185 Division Street 108, 208, 308, Cobourg, ON K9A 4M4, Cobourg
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
185 Division Street 108, 208, 308, Cobourg, ON K9A 4M4, Cobourg is listed for sale as a Common Element Condo. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 2250-2499 (units not reported), kitchens reported as 2, parking spaces reported as 3. Asking price: $1,499,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13008826.
Local context
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Rouge River Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13008826. Information deemed reliable but not guaranteed.