240 Chapel Street 425, Cobourg, ON K9A 0E3
Cobourg, ON K9A 0E3
Quick cost estimateKnown monthly subtotal$1,148.27 / monthLand transfer tax $1,765One-time estimate
Quick cost estimate
$1,148.27 / monthKnown monthly subtotal
- Mortgage principal & interest
- $949.18
- Property tax / month
- $199.10
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $1,765
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $1,765
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to Palisade Gardens - This Condominium is noted as one of Northumberland County's Premier Independent LivingRetirement Residences. Just steps from Cobourg's historic downtown shopping and amenities which include a range of coffee shops,restaurants, boutiques and Banks. If weather accommodates enjoy an amble around Cobourg's heritage Waterfront Park and marina. Thiscondo has a welcoming entrance with ramp and in and out driveway making it easy for family, friends or taxi's to pick you up or drop off. Themain floor provides access to many of the communal areas including front reception, meeting room, relaxing seating area with access to theinner landscaped courtyard, main dining room and library to name a few. Easy access to the unit floor via elevator and wide hallways lead toyour Unit. The Unit itself benefits from its own kitchen with warm wood cabinetry. The kitchen is combined with the dining area and livingroom so easy to chat with family and guests as you cook or brew a drink. The bedroom is spacious and benefits from a well sized closet. Closeto the bedroom is the bathroom which has step in shower benefiting from grab bar and there is also undersink storage cabinetry. Theconvenient washer and storage is in unit as well. Flooring in the Unit is easy maintenace and hard surface whether that be laminate or tile.Don't miss this opportunity to enjoy worry-free living. Palisdade offers flexible service packages which allow you to live independently andchoose only the services you want (Min service cost per month for owners in addition to the Condo fee). You can prepare your own meals or book a package to have dinners served in the dining room. In addition there are housekeeping and care services for an additional fee.Palisade offer a variety of social, recreational and health & wellness amenities with an easy and convenient monthly payment plan. They alsohave a shuttle bus and the schedule/sign up sheet is at reception
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X14132370
- Source status
- New
- Bedrooms
- 1
- Bathrooms
- 1
- Postal code
- K9A 0E3
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 500-599 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2389.14
- Maintenance fee (source period)
- 570.24
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Countertop Range, Water Heater Owned, Wheelchair Access, Carpet Free
- Architectural style
- Apartment
- Fireplace
- No
- Waterfront
- No
- Elevator
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Construction materials
- Brick, Stucco (Plaster)
- MLS entry age (not confirmed DOM)
- 9 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Water Included, Building Insurance Included, Parking Included, Common Elements Included, Heat Included, CAC Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 1
- Rooms above grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $204,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
C R Gummow Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
311 Cottesmore Ave, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 53%
Cobourg Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
335 King East St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 53%
- Grade 10 OSSLT (first-attempt pass)
- 81%
St. Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
23 University Ave W, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 83%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 44%
Merwin Greer Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
457 King St E, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 35%
Centre for Individual Studies Northumberland ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
780 D'arcy Street N. Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
919 D'Arcy St N, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 27%
St. Mary Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
1050 Birchwood Trail, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 57%
- Grade 10 OSSLT (first-attempt pass)
- 75%
Burnham Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
614 Burnham Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 56%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg, Northumberland, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
240 Chapel Street 425, Cobourg, ON K9A 0E3, Cobourg is listed for sale as a Condo Apartment. The listing reports 1 bedrooms, 1 bathrooms, reported interior area of 500-599 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $204,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14132370.
The Ministry’s school dataset lists C R Gummow Public School approximately 439 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists C R Gummow Public School approximately 439 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Our Neighbourhood Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14132370. Information deemed reliable but not guaranteed.