455 Campbell Street, Cobourg, ON K9A 4C3
Cobourg, ON K9A 4C3
Quick cost estimateKnown monthly subtotal$4,473.48 / monthLand transfer tax $13,855One-time estimate
Quick cost estimate
$4,473.48 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,043.32
- Property tax / month
- $430.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $13,855
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $13,855
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Exceptional live/work opportunity in Cobourg's CM Light Commercial zone! This versatile property features a well-maintained all-brick bungalow and an approximately 2,500 ft2 heated workshop, making it ideal for entrepreneurs, tradespeople, automotive-related businesses, contractors, service companies, and a variety of other permitted commercial uses. The shop offers multiple drive-in doors, an office, washroom, ample storage space, and excellent functionality for day-to-day operations. Parking is abundant, with a large paved driveway at the front and an expansive 60' x 100' rear parking and storage area capable of accommodating vehicles, equipment, trailers, or fleet operations. The bungalow offers 2 bedrooms and 2 bathrooms on the main floor, plus a third bedroom and additional bathroom in the partially finished basement, providing comfortable on-site living, or space for staff and family. Numerous updates include roof, siding and windows replaced on the workshop, completed in 2020. A rare opportunity to own a highly functional commercial property with residential accommodation in one convenient package. Move your business here and start operating from day one.
Home details
- Days on market
- Not reported
- Property type
- Commercial Retail
- MLS® number
- X13721488
- Source status
- New
- Postal code
- K9A 4C3
- Building area (total)
- 3,850 sq ft
- Lot depth
- 150 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- Not reported
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Other
- Annual property tax
- 5162
- Heating system
- Gas Forced Air Open
- Cooling
- Yes
- Utility services
- Yes
- Sewer
- Sanitary
- MLS entry age (not confirmed DOM)
- 70 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Reported utility services
- Yes
- Sewer
- Sanitary
- Heating system
- Gas Forced Air Open
- Cooling
- Yes
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
Room-count details have not been supplied for this listing.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $869,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 455 Campbell Street, Cobourg, ON K9A 4C3, Cobourg
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
C R Gummow Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
311 Cottesmore Ave, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 53%
Cobourg Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
335 King East St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 53%
- Grade 10 OSSLT (first-attempt pass)
- 81%
St. Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
23 University Ave W, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 83%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 44%
Centre for Individual Studies Northumberland ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
780 D'arcy Street N. Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Merwin Greer Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
457 King St E, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 35%
St. Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
919 D'Arcy St N, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 27%
St. Mary Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
1050 Birchwood Trail, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 57%
- Grade 10 OSSLT (first-attempt pass)
- 75%
Burnham Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
614 Burnham Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 56%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
455 Campbell Street, Cobourg, ON K9A 4C3, Cobourg is listed for sale as a Commercial Retail. Asking price: $869,000. Occupancy is reported as Owner. MLS® X13721488.
The Ministry’s school dataset lists C R Gummow Public School approximately 368 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists C R Gummow Public School approximately 368 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: COLDWELL BANKER - R.M.R. Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13721488. Information deemed reliable but not guaranteed.