699 FISHER Street, Cobourg, ON K9A 0H3
Cobourg, ON K9A 0H3
Quick cost estimateKnown monthly subtotal$3,514.61 / monthLand transfer tax $9,933One-time estimate
Quick cost estimate
$3,514.61 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,130.90
- Property tax / month
- $383.71
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,933
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,933
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Describing 699 Fisher St. Cobourg as merely "well-cared-for" is an understatement. This delightful 2-bedroom, 2-bathroom semi-detached home has undergone numerous upgrades since its purchase in 2024. Notable replacements include all appliances; toilets and faucets; the metal garage door frame, keypad, plus garage door(replaced Oct.7/26) and a new railing on the south side of the back deck; window shutters; locks, and laundry area plumbing, among others (more details can be gladly shared with potential buyers upon request). The home's wide entrance efficiently accommodates guests entering, leading seamlessly into the stylish living and dining areas. The kitchen boasts ample cabinetry, a convenient island, a counter breakfast bar, and modern, sparkling appliances. The primary bedroom showcases a walk-in closet and a 3-piece ensuite, with shower tiles cleaned and whitened. The absence of carpet ensures easy-care flooring, creating a main floor designed for an appealing, low-maintenance lifestyle. An outstanding feature of the property is its superior landscaping. The approach to the home is inviting with solid front steps and eye-catching plantings, elevating the property's allure, but it's the backyard that truly wows! With updated fencing, a 12 x 16 composite deck complete with a gazebo, expertly graded garden beds and cedars, and a charming garden shed, it offers a private sanctuary enhancing outdoor living. For all the seller's improvements, local professionals were hired and the results are evident. This home is move-in ready for your enjoyment, located in a neighborhood with pleasant walking paths and relaxing parks. Additionally, it offers convenient access to shopping, the hospital, as well as a short drive to Cobourg's charming downtown and beach area. The time and investment in this property will be appreciated by all with a discerning eye for detail
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X13779298
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- K9A 0H3
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot depth
- 116.67 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Other
- Garage
- Attached
- Annual property tax
- 4604.57
- Basement
- Unfinished
- Interior features
- Auto Garage Door Remote, ERV/HRV, Floor Drain, Primary Bedroom - Main Floor
- Exterior features
- Deck, Landscaped, Privacy, Porch
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Vinyl Siding, Brick Veneer
- Roof
- Shingles
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 54 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $672,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
699 FISHER Street, Cobourg, ON K9A 0H3, Cobourg is listed for sale as a Semi-Detached. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $672,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13779298.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Rouge River Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13779298. Information deemed reliable but not guaranteed.