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For sale · MLS® X12908542

79 King Street W 10, Cobourg, ON K9A 2M4

Cobourg, ON K9A 2M4

$395,000Property tax (2026): $5,124 / year
228 Days on MLS2 BathroomsCommercial Retail
Quick cost estimateKnown monthly subtotal$2,264.87 / monthLand transfer tax $4,400One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$2,264.87 / month

Known monthly subtotal

Mortgage principal & interest
$1,837.87
Property tax / month
$427
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$4,400

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$4,400
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

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About this home

Exceptional opportunity to own a prime Main Street commercial condo in the heart of a vibrant destination downtown shopping, dining, boutique tourist district. The unit features large Main Street display windows, excellent signage visibility, and a spacious front patio-perfect for seasonal dining.This is a high-exposure location. Formerly Tezca, a popular Mexican cantina style food & tequila/cocktail bar. (Photos are of former restaurant decor & set up. Now a blank slate for your ideas. ) Kitchen infrastructure in place, charming details such as Exposed Brick wall, with Lam flooring & PVC walled Kitchen for easy clean up. A versatile commercial unit ideal for restauranteurs or investors who wish to purchase as income property and rent out. Owner can remove kitchen equipment - flexibility to reconfigure for a variety of commercial uses if buyer prefers. Enjoy steady pedestrian and drive-by traffic in a lively area surrounded by patrons from professional offices, banks, and residential communities. Extensively upgraded within the last 5 years and fire-retrofitted, the property includes significant improvements to plumbing, electrical, HVAC systems, kitchen areas, and 2 washrooms, making it well-suited for immediate use or further customization or personalization. Located steps to the waterfront tourist district, beach, boardwalk, marina, and yacht club, drawing visitors and locals year-round. Conveniently positioned only 1 block from VIA Rail, providing easy access for commuters, staff, and tourists, 100 KM from Toronto. Additional basement storage (approx. 5 ft. height) included. Restaurant kitchen equipment, dining chattels, patio railings included. A rare chance to own a well-located commercial space in a thriving downtown destination-ideal for hospitality, retail, or conversion for professional office use. TMI Includes: Condo Fee $368.95/M Taxes $427/m all subject to HST Condo Fee Covers Water/Bldg Insurance/Common Elements Maintenance, Reserve Fund.

Home details

Days on market
Not reported
Property type
Commercial Retail
MLS® number
X12908542
Source status
Price Change
Bathrooms
2
Postal code
K9A 2M4
Building area (total)
720 sq ft
Garage parking spaces
Not reported
Total parking spaces
Not reported
Occupancy
Vacant
Possession type
Immediate
Garage
None
Annual property tax
5124
Heating system
Other
Cooling
Yes
Utility services
Yes
Sewer
Sanitary
MLS entry age (not confirmed DOM)
228 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Reported utility services
Yes
Sewer
Sanitary
Heating system
Other
Cooling
Yes

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Total rooms (source)
0

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$395,000
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

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Map and neighbourhood

Region / county
NORTHUMBERLAND
Municipality
COBOURG

A confirmed map location is not available for this home yet.

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PLAN YOUR ROUTE

Plan a trip from this home

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby schools

No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in Cobourg

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

How do I request a showing?

Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.

Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

79 King Street W 10, Cobourg, ON K9A 2M4, Cobourg is listed for sale as a Commercial Retail. The listing reports 2 bathrooms. Asking price: $395,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12908542.

Local context

Explore the area: Northumberland · Cobourg.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: Century 21 United Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12908542. Information deemed reliable but not guaranteed.

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Property at 79 King Street W 10, Cobourg, ON K9A 2M4