79 King Street W 401, Cobourg, ON K9A 2M4
Cobourg, ON K9A 2M4
Quick cost estimateKnown monthly subtotal$2,108.20 / monthLand transfer tax $3,860One-time estimate
Quick cost estimate
$2,108.20 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,670.37
- Property tax / month
- $437.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $3,860
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $3,860
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Unique, character filled1,276 sq. ft 2+1 BR Townhome Condo delivering incredible value in a prime downtown location-perfect as a rental potential or for stylish cosmopolitan living. Overlooking Cobourg's historic streetscape, bringing charm & modern convenience. This unique 2-level Townhome features a private entrance off King Street West & a Covered Surface Garage spot in back! The freedom of low-maintenance living without sacrificing character or space. Inside, you'll find a stunning blend of exposed brick, wood beams, wide baseboards, and hardwood flooring & 6ft windows-a truly distinctive space that stands out from the ordinary. The flexible layout allows for 3BRs or 2 + a home office/studio- ideal for professionals who work from home, creatives, or roommates. An open-concept living area is perfect for entertaining. A clean simple kitchen & bath are serviceable, but at this price there is room to upgrade to add your personal decor preferences! A skylight brightens the primary bedroom. Step outside and experience the lifestyle many prefer being just moments to the beach, boardwalk, marina, and set in the vibrant downtown district. All amenities, including boutique shops, dining, farmers' market, cafes and entertainment venues at your doorstep. This Townhome is in a Commuter-friendly location: VIA Rail just 1 block away (approx. 1-hour to Toronto) Highway 401 only 2km Only 100 km to Toronto Year-round ease with a coveted Covered Surface Garage parking space in back. Perfect for full time living or lock-and-leave convenience. Condo fees ($970.00/month) include: building insurance, water, parking, snow removal, garbage, property management, and reserve for future needs adding peace of mind. Whether you're investing or nesting, this is a rare chance to secure a character-filled downtown property at a price that's hard to beat. Renting it out or sharing with a room mate can make it a great investment! Walk, bike, commute, or relax by the lake-this one has it all.
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X12917012
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K9A 2M4
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1200-1399
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 5254
- Maintenance fee (source period)
- 971
- Basement
- Apartment
- Laundry
- Ensuite
- Interior features
- Water Heater
- Exterior features
- Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Surface
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Attached garage
- No
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Other
- View
- Downtown
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 227 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Other
- Included in maintenance
- CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 3
- Total rooms (source)
- 1
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $359,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
79 King Street W 401, Cobourg, ON K9A 2M4, Cobourg is listed for sale as a Condo Apartment. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1200-1399 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $359,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12917012.
Local context
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 United Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12917012. Information deemed reliable but not guaranteed.