109 York Street, Cornwall, ON K6J 3Y9
Cornwall, ON K6J 3Y9
Quick cost estimateKnown monthly subtotal$4,981.87 / monthLand transfer tax $13,473One-time estimate
Quick cost estimate
$4,981.87 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,954.45
- Property tax / month
- $1,027.42
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $13,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $13,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
109 York Street offers a rare combination of character, location and versatility in a striking brick building just a short walk from Cornwall's downtown core. Currently home to two established professional occupancies, the property provides an attractive opportunity for an investor or owner/user looking for a distinctive building with multiple possibilities.Inside, the character of the property continues with welcoming professional spaces, while the expansive upper-level residential unit is an unexpected highlight. Currently vacant, this impressive one and a half-storey 4 bedroom, 3 bathroom apartment offers generous living space, beautiful character and tremendous flexibility for an owner, executive accommodation or future rental use. The apartment also has a lovely private side yard and a generac generator. Outside, excellent on-site parking with approximately 24 spaces is a significant advantage in this central location, complemented by a detached three-car garage (39 feet x 25 feet). Well maintained over the years and offering a combination of professional and residential space that is increasingly difficult to find, 109 York Street is a property best appreciated in person. Additional information regarding the existing tenancies is available to qualified buyers.
Home details
- Days on market
- Not reported
- Property type
- Commercial Retail
- MLS® number
- X13739792
- Source status
- New
- Postal code
- K6J 3Y9
- Building area (total)
- 4,500 sq ft
- Lot depth
- 235.53 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- Not reported
- Occupancy
- Partial
- Possession type
- Immediate
- Garage
- Other
- Annual property tax
- 12329
- Heating system
- Gas Forced Air Open
- Cooling
- Yes
- Utility services
- Available
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Reported utility services
- Available
- Heating system
- Gas Forced Air Open
- Cooling
- Yes
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
Room-count details have not been supplied for this listing.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $849,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Stormont, Dundas and Glengarry
- Municipality
- CORNWALL
- MLS® community
- 717 - Cornwall
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Central Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Canada DSB ↗
200 Amelia Street, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 44%
- Grade 3 Writing (at provincial standard)
- 29%
- Grade 3 Mathematics (at provincial standard)
- 29%
- Grade 6 Reading (at provincial standard)
- 66%
- Grade 6 Writing (at provincial standard)
- 68%
- Grade 6 Mathematics (at provincial standard)
- 17%
Cornwall Intermediate School ↗
Elementary · 7-8 · English · Public
School board: Upper Canada DSB ↗
437 Sydney Street, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Cornwall Collegiate and Vocational School ↗
Secondary · 9-12 · English · Public
School board: Upper Canada DSB ↗
437 Sydney Street, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 19%
- Grade 10 OSSLT (first-attempt pass)
- 72%
Bishop Macdonell Separate School ↗
Elementary · JK-6 · English · Catholic
School board: CDSB of Eastern Ontario ↗
300 Adolphus St., Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 47%
- Grade 3 Writing (at provincial standard)
- 25%
- Grade 3 Mathematics (at provincial standard)
- 18%
- Grade 6 Reading (at provincial standard)
- 64%
- Grade 6 Writing (at provincial standard)
- 55%
- Grade 6 Mathematics (at provincial standard)
- 19%
École secondaire catholique La Citadelle ↗
Secondary · 9-12 · French · Catholic
School board: CSDC de l'Est ontarien ↗
510 McConnell avenue, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
École intermédiaire catholique La Citadelle ↗
Elementary · 7-8 · French · Catholic
School board: CSDC de l'Est ontarien ↗
510 McConnell avenue, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Matthew Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
School board: CDSB of Eastern Ontario ↗
323 Augustus Street, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 10 OSSLT (first-attempt pass)
- 18%
St. Matthew Catholic Elementary School ↗
Elementary · 7-8 · English · Catholic
School board: CDSB of Eastern Ontario ↗
323 Augustus St, Cornwall
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 717 - Cornwall, Cornwall, Stormont, Dundas and Glengarry, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
109 York Street, Cornwall, ON K6J 3Y9, Cornwall is listed for sale as a Commercial Retail. Asking price: $849,900. Occupancy is reported as Partial. MLS® X13739792.
The Ministry’s school dataset lists Central Public School approximately 632 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Central Public School approximately 632 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Cornwall · 717 - Cornwall.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: REAL BROKER ONTARIO LTD., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13739792. Information deemed reliable but not guaranteed.