109 Mcdonald Road, Cramahe, ON K0K 1S0
Cramahe, ON K0K 1S0
Quick cost estimateKnown monthly subtotal$4,496.68 / monthLand transfer tax $14,473One-time estimate
Quick cost estimate
$4,496.68 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,187.09
- Property tax / month
- $309.59
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
The last home at the end of McDonald Road, 109 McDonald Rd in Cramahe offers four-season living on Little Lake. This 3-bedroom, 2-full-bath waterfront home has a level lawn stretching from the 16.5' x 20' lakeside deck to a shallow, sandy shoreline. Sip your morning coffee overlooking the water, launch a kayak from the aluminum dock installed in 2025 and watch the sun set over the lake.Natural light fills the open-concept living area. The kitchen features granite countertops, an oversized matte black sink, a 2025 stove and range hood, and a 2026 dishwasher. The spacious primary bedroom overlooks the lake, the upstairs bath features a clawfoot soaker tub, and the main-floor bath was updated in 2025. Three wall-mounted units provide heating and cooling across both floors, with app-controlled electric baseboard heat as well. The fully winterized home also features a metal roof and a UV water treatment system installed in 2022. The septic system was pumped in May 2026. Swim, boat or fish right from the property, then gather for dinner on the deck. A fenced dog run gives pets their own space, while a detached garage, workshop, garden area and ample parking leave room for hobbies, vehicles and a boat. Enjoy easy access to Highway 401, downtown Brighton and Presqu'ile Provincial Park. All furniture is included in the purchase price, including a king bed, two queen beds, six single beds, a leather sofa, dining, balcony and patio seating. Two TVs, mattresses, bedding, towels, a fridge, microwave, BBQ, a tower fan, foosball table, outdoor swings and Muskoka chairs, kitchen utensils, dinnerware, bowls, plates and more are also included. Two paddle boats, two kayaks, a canoe, paddles and life jackets are ready for days on the lake. Move in and enjoy it as a year-round home or cottage, with potential for rental income. High speed Starlink internet.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14161722
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0K 1S0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot size
- < .50 acres (reported range)
- Lot depth
- 161 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 3715.05
- Basement
- None
- Interior features
- Water Heater
- Architectural style
- 1 1/2 Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Attached garage
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Water source
- Dug Well
- Sewer
- Holding Tank
- Direction facing
- South
- Construction materials
- Aluminum Siding, Metal/Steel Siding
- Roof
- Metal
- Foundation
- Concrete
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Dug Well
- Sewer
- Holding Tank
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Total rooms (source)
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $899,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- CRAMAHE
- MLS® community
- Rural Cramahe
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Rural Cramahe, Cramahe, Northumberland, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
109 Mcdonald Road, Cramahe, ON K0K 1S0, Cramahe is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 8, lot size reported as < .50 acres (reported range). Asking price: $899,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14161722.
Local context
Explore the area: Northumberland · Rural Cramahe.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RIGHT AT HOME REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14161722. Information deemed reliable but not guaranteed.