431 Victoria Beach Road, Cramahe, ON K0K 1S0
Cramahe, ON K0K 1S0
Quick cost estimateKnown monthly subtotal$7,696.71 / monthLand transfer tax $25,455One-time estimate
Quick cost estimate
$7,696.71 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,741.96
- Property tax / month
- $954.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $25,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $25,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to your private Colborne Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef's kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton, minutes to Presqu'ile Provincial Park, & a scenic 30minute drive to Prince Edward County
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13633518
- Source status
- New
- Bedrooms
- 7
- Bathrooms
- 5
- Postal code
- K0K 1S0
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500
- Lot depth
- 356.38 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 24
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 11457
- Basement
- Full, Finished with Walk-Out
- Interior features
- Accessory Apartment, Auto Garage Door Remote, Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free, Water Softener, Water Treatment, Floor Drain
- Exterior features
- Fishing, Landscaped, Year Round Living, Recreational Area, Privacy
- Architectural style
- Bungalow
- Parking features
- Circular Drive
- Pool features
- Indoor
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Wall Unit(s)
- Water source
- Drilled Well, Reverse Osmosis
- Sewer
- Septic
- View
- Lake
- Direction facing
- South
- Construction materials
- Vinyl Siding, Stone
- Roof
- Membrane, Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 94 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well, Reverse Osmosis
- Sewer
- Septic
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 3
- Rooms above grade
- 10
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,449,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 431 Victoria Beach Road, Cramahe, ON K0K 1S0, Cramahe
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NORTHUMBERLAND
- Municipality
- CRAMAHE
- MLS® community
- Rural Cramahe
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Colborne Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
8 Alfred St, Colborne
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 64%
- Grade 3 Writing (at provincial standard)
- 45%
- Grade 3 Mathematics (at provincial standard)
- 41%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 29%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cramahe
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
431 Victoria Beach Road, Cramahe, ON K0K 1S0, Cramahe is listed for sale as a Detached. The listing reports 7 bedrooms, 5 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 2, parking spaces reported as 24. Asking price: $1,449,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13633518.
The Ministry’s school dataset lists Colborne Public School approximately 2.1 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Colborne Public School approximately 2.1 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Cramahe · Rural Cramahe.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: HARVEY KALLES REAL ESTATE LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13633518. Information deemed reliable but not guaranteed.