131 Bay Street, Drummond/North Elmsley, ON K7C 4K9
Drummond/North Elmsley, ON K7C 4K9
Quick cost estimateKnown monthly subtotal$3,328.99 / monthLand transfer tax $10,175One-time estimate
Quick cost estimate
$3,328.99 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,187.20
- Property tax / month
- $141.79
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Nestled along the scenic shores of the Mississippi River in Carleton Place, this bungalow is your opportunity to enjoy true waterfront living with direct access to the Mississippi Lake. Surrounded by beautifully landscaped grounds, this charming 3-bedroom home was fully renovated in 2018/2019 and offers breathtaking water views and exceptional indoor and outdoor living spaces to enjoy the calm surroundings. The bright living room is filled with natural light from a large window and flows seamlessly into the kitchen, which features shaker cabinetry with ample storage and matching white appliances. The formal dining area provides an inviting space for family meals and entertaining, while the stunning four-season sunroom serves as the home's centrepiece. Sliding glass doors and large windows offer a full view of the water, creating an indoor-outdoor feel and direct access to the deck. The home offers three bedrooms and a 4-piece bathroom that includes a tub and shower. The detached garage provides exceptional flexibility, whether for parking, as a workshop space, or storage. Designed to maximize its exceptional waterfront exposure, the deck offers the perfect place to relax and entertain, while the property's landscaped gardens, dedicated fire pit area, and private dock enhance this home's peaceful, cottage-like setting. Thanks to its proximity to the vibrant downtown core, there are plenty of activities after your ride up the river, including visiting local shops, cafés, and restaurants, and enjoying parks and nearby walking trails, golf courses, and recreational facilities! Whether to enjoy as a cottage getaway or as a full-time residence, this home along the Mississippi is the perfect place to make long-lasting memories!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13754686
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K7C 4K9
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot depth
- 142.23 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 1701.51
- Basement
- Crawl Space
- Interior features
- Primary Bedroom - Main Floor
- Exterior features
- Deck
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Block
- MLS entry age (not confirmed DOM)
- 59 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 0
- Rooms above grade
- 8
- Rooms below grade
- 0
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $685,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 131 Bay Street, Drummond/North Elmsley, ON K7C 4K9, Drummond/North Elmsley
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- LANARK
- Municipality
- DRUMMOND/NORTH ELMSLEY
- MLS® community
- 908 - Drummond N Elmsley (Drummond) Twp
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Drummond/North Elmsley
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
131 Bay Street, Drummond/North Elmsley, ON K7C 4K9, Drummond/North Elmsley is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 5. Asking price: $685,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13754686.
Local context
Explore the area: Drummond/North Elmsley · 908 - Drummond N Elmsley (Drummond) Twp.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ENGEL & VOLKERS OTTAWA. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13754686. Information deemed reliable but not guaranteed.