415 2 Highway S, Edwardsburgh/Cardinal, ON K0E 1E0
Edwardsburgh/Cardinal, ON K0E 1E0
Quick cost estimateKnown monthly subtotal$2,142.16 / monthLand transfer tax $4,973One-time estimate
Quick cost estimate
$2,142.16 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,976.99
- Property tax / month
- $165.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $4,973
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $4,973
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 415 Highway 2, Cardinal--a charming waterfront home offering the best of river living without the premium waterfront tax bill. Nestled along the Cardinal Canal, this well-maintained 2+1 bedroom, 2 bathroom home enjoys spectacular views of the St. Lawrence River, where you can relax and watch the ships glide by from the comfort of your own property. One of the home's unique advantages is the opportunity for the owner to apply annually to OPG for a permit to install a dock, providing convenient water access while benefiting from significantly lower property taxes than traditional waterfront ownership. Inside, you'll find a bright and spacious layout with a large eat-in kitchen, perfect for family meals and entertaining. The main floor laundry adds everyday convenience, while the front room has previously served as a main floor bedroom, offering flexible living options for guests, multigenerational families, or those seeking one-level living. A cozy, modern wood fireplace creates a warm and inviting atmosphere during the cooler months in the living room. Major updates have already been completed, including newer roof, windows, exterior door, siding, gas fireplace, furnace, and hot water tank, giving buyers peace of mind for years to come. Outside, the pie-shaped lot offers beautiful gardens and plenty of space to enjoy the outdoors while taking in the peaceful waterfront setting. A small barn/garage is located on the property and, with some restoration, could once again serve as excellent storage, a workshop, or hobby space. If you've been dreaming of a relaxed riverside lifestyle with beautiful views, flexible living space, and exceptional value, 415 Highway 2 is a property you won't want to miss.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14101050
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0E 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 46.95 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 1982
- Basement
- Unfinished
- Interior features
- None
- Architectural style
- 1 1/2 Storey
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 16 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $424,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- LEEDS AND GRENVILLE
- Municipality
- EDWARDSBURGH/CARDINAL
- MLS® community
- 806 - Town of Cardinal
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Edwardsburgh/Cardinal
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
415 2 Highway S, Edwardsburgh/Cardinal, ON K0E 1E0, Edwardsburgh/Cardinal is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $424,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14101050.
Local context
Explore the area: Edwardsburgh/Cardinal · 806 - Town of Cardinal.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: HOMELIFE/DLK REAL ESTATE LTD. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14101050. Information deemed reliable but not guaranteed.