190 Wilmer Road, Frontenac Islands, ON K0H 2Y0
Frontenac Islands, ON K0H 2Y0
Quick cost estimateKnown monthly subtotal$3,504.93 / monthLand transfer tax $10,455One-time estimate
Quick cost estimate
$3,504.93 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,252.34
- Property tax / month
- $252.60
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Imagine waking up to sunrise views across 9.5 private acres and over 400 feet of natural shoreline on Bayfield Bay. At 190 Wilmer Road on Wolfe Island, that is your everyday. This updated 1860 limestone farmhouse offers 4 bedrooms, 2 bathrooms, and the kind of character you simply cannot replicate - deep windowsills, a stone fireplace with efficient wood stove insert, hardwood floors on the main level, and a cozy reading nook that feels like it was made for long winter afternoons. The open living and dining area is where everyone naturally gathers, and the renovated kitchen and main floor bathroom with heated floors mean you are not sacrificing comfort for character. The major improvements are already done - new furnace, on demand hot water, water treatment and reverse osmosis systems, R50 attic insulation, HRV, central A/C, and updated appliances - so you can focus on enjoying the life you came here for. A large mudroom keeps country life organized, and a mud kitchen the kids will love makes the most of every season. East- and west-facing decks are where your mornings and evenings will be spent, with sunrise views across the property and bay. Your property includes a barn, chicken coop, 12' x 36' workshop, 12' x 20' greenhouse, fenced orchard, and large garden - everything you need to grow, build, and put down roots. Deer and birds move through the property regularly, and your own shoreline puts Bayfield Bay and the St. Lawrence River within reach of a canoe or kayak any time you want. When your guests arrive, the private off-grid cabin built in 2023 is waiting - or let it continue earning as a seasonal Airbnb while you settle in. Wolfe Island is a short ferry ride from Kingston, and once you are here, you will wonder why you waited so long.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13644518
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K0H 2Y0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot size
- 9.57 acres
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3031.19
- Basement
- Full, Unfinished
- Interior features
- ERV/HRV, Guest Accommodations, On Demand Water Heater, Propane Tank, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Water Softener, Water Treatment
- Exterior features
- Deck, Fishing, Privacy, Year Round Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Dug Well, Reverse Osmosis
- Sewer
- Septic
- View
- Bay, Creek/Stream, Meadow, Orchard, Pasture, Trees/Woods, Water
- Direction facing
- North
- Construction materials
- Board & Batten , Stone
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 93 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Dug Well, Reverse Osmosis
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $699,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- FRONTENAC
- Municipality
- FRONTENAC ISLANDS
- MLS® community
- Wolfe Island
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Frontenac Islands
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
190 Wilmer Road, Frontenac Islands, ON K0H 2Y0, Frontenac Islands is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 8, lot size reported as 9.57 acres. Asking price: $699,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13644518.
Local context
Explore the area: Frontenac Islands · Wolfe Island.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX FINEST REALTY INC., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13644518. Information deemed reliable but not guaranteed.