14172 Road 38, Frontenac, ON K0H 2P0
Frontenac, ON K0H 2P0
Quick cost estimateKnown monthly subtotal$3,115.51 / monthLand transfer tax $8,373One-time estimate
Quick cost estimate
$3,115.51 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,767.97
- Property tax / month
- $347.54
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,373
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,373
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Waterfront in the village. That's the short version.The long version: over 100 feet of owned shoreline on Sharbot Lake, a private dock, direct water views - and most of what you need in Sharbot Lake is a short walk away. This two-storey home has been used as a personal residence with a self-contained in-law suite - and the layout gives you real flexibility. The main residence spans two floors. Main level has a two bedrooms, full bathroom, kitchen, and living spaces. Upstairs is where it gets interesting - two separate bedrooms, a den/office, plus a generous master suite with a king-size sleeping area, a small gym, and a private balcony overlooking the lake. The in-law suite has its own private entrance, bedroom, bathroom, and walkout to the backyard. Private enough to feel separate. Close enough to keep an eye on things. Originally a triplex, this property has income potential baked into its bones. The current owners converted it into a comfortable single-family home with suite - but the history is there for a buyer who wants to explore options, subject to zoning and municipal approvals. Tie up the boat and walk home. It doesn't get more convenient than that. Separate hydro meters. Private drive with three parking spaces. Year-round municipal road access. High-speed internet and cell service. Drilled well and septic. Three electric fireplaces. Main-floor laundry. Multi-generational living on the water, in the heart of the village. It's a setup most families spend years trying to find.
Home details
- Days on market
- Not reported
- Property type
- Duplex
- MLS® number
- X13642124
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- K0H 2P0
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 2500-3000
- Lot size
- 0.44 acres
- Lot depth
- 196.44 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4170.46
- Basement
- Partial Basement, Unfinished, Crawl Space
- Interior features
- In-Law Suite, Water Heater, Water Heater Owned, Separate Hydro Meter
- Exterior features
- Fishing, Recreational Area, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Bay, Lake, Water
- Direction facing
- East
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block, Concrete
- MLS entry age (not confirmed DOM)
- 93 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 5
- Rooms above grade
- 19
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $594,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Frontenac
- Municipality
- Frontenac
- MLS® community
- 45 - Frontenac Centre
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Frontenac
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
14172 Road 38, Frontenac, ON K0H 2P0, Frontenac is listed for sale as a Duplex. The listing reports 5 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 2, parking spaces reported as 3, lot size reported as 0.44 acres. Asking price: $594,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13642124.
Local context
Explore the area: Frontenac · 45 - Frontenac Centre.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY, BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13642124. Information deemed reliable but not guaranteed.