2275 Palmerston Lake, Frontenac, ON K0H 2J0
Frontenac, ON K0H 2J0
Quick cost estimateKnown monthly subtotal$6,216.98 / monthLand transfer tax $22,453One-time estimate
Quick cost estimate
$6,216.98 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,043.57
- Property tax / month
- $173.41
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $22,453
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $22,453
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Past a kilometre of untouched Crown shoreline, where the lake opens wide and the cottages thin out, 6.69 acres of forested waterfront come into view. Step off the boat onto over 1,400 feet of private frontage on Palmerston Lake, bordered by more than 1,000 acres of Crown land. This is the kind of quiet you can only reach by water. The cottage was built in 2000 by the current owner, using large logs cut from the surrounding land. For years before and during construction, the family stayed in the small bunkie down the forest path. That care and patience shows throughout: timberframe accents, wide-plank pine floors, and a great room with a soaring ceiling, anchored by a fieldstone fireplace.Three bedrooms and two full baths offer comfortable space for family and guests. A woodstove warms the lower-level family room. The original bunkie still stands, providing a quiet retreat for visitors or a peaceful studio space. The off-grid systems are designed for genuine comfort. A substantial solar and battery setup handles daily needs, with a generator for backup. Lake water intake, full septic, and infrastructure sized for year-round living. Outside, deep clean water for swimming and fishing. A firepit near the water's edge for evenings under the stars. Trails through the property connect to the neighbouring Crown land, with access to ATV and snowmobile routes. Loons call across the water in the morning. The lake stretches uninterrupted to the horizon. Ottawa and Kingston are each about an hour and a half away, far enough to leave the pace of the city behind. A rare offering, and a true legacy property.
Home details
- Days on market
- Not reported
- Property type
- Rural Residential
- MLS® number
- X13121894
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0H 2J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500
- Lot size
- 6.69 acres
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Partial
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2080.93
- Basement
- Full, Finished with Walk-Out
- Interior features
- Air Exchanger, Carpet Free, Generator - Partial, Water Heater, Water Heater Owned
- Exterior features
- Deck, Privacy
- Architectural style
- 2-Storey
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- View
- Forest, Lake, Trees/Woods, Water
- Direction facing
- North
- Construction materials
- Log
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 177 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,298,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Frontenac
- Municipality
- Frontenac
- MLS® community
- 53 - Frontenac North
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Frontenac
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2275 Palmerston Lake, Frontenac, ON K0H 2J0, Frontenac is listed for sale as a Rural Residential. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 1, parking spaces reported as 0, lot size reported as 6.69 acres. Asking price: $1,298,900. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13121894.
Local context
Explore the area: Frontenac · 53 - Frontenac North.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: COLDWELL BANKER FIRST OTTAWA REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13121894. Information deemed reliable but not guaranteed.