130 Water Street 409, Gananoque, ON K7G 0A8
Gananoque, ON K7G 0A8
Quick cost estimateKnown monthly subtotal$3,119.09 / monthLand transfer tax $7,665One-time estimate
Quick cost estimate
$3,119.09 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,603.26
- Property tax / month
- $515.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,665
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,665
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Perched on the edge of the St. Lawrence with its toes dipping into the water (if buildings had toes), is the Island Harbour Club; one of Gananoque's prettiest waterfront addresses. It's a smartly designed 58-unit building, built in 2020, and this suite might be the best seat in the house. The centre of this 4th floor unit is a balcony almost 30 feet long. That's the length of a school bus. It faces south-east, so you get front-row seats every morning as the sun comes up over the St Lawrence. Coffee tastes better out here; that's a fact. There is the wall of windows looking out over that same balcony. From there the list keeps going - Primary bedroom with built-in IKEA wardrobes and a walk-in closet, so there's room for yourclothes and your partner's. Touch free electronic bidets. Dry bar / coffee counter that gives the big appliances their own spot, so your kitchen counters stay clear. Custom door screens and blinds tucked away out of sight until you need them, keeping the view front and centre. And someone else that handles the snow shovel.The second "bedroom" is really a den/office that comes with a queen Murphy bed. An ideal spot for short visits.The Gananoque Municipal Marina and docks are a couple of minutes away "by flip-flop." Cruise through the natural wonder of the Thousand Islands by boat. Jump on your bike and ride the trail to Ivy Lea. Walk to the Thousand Islands Playhouse, museums, and restaurants or listen to summer music festivals, best enjoyed with an umbrella drink in a cushioned chair on your very own balcony. Live here all year, or just for the season - the balcony, the marina and the view that is ever changing come with it either way.The photos and virtual tour tell the rest of the story, but some places are better felt than read about. My story ends here; but yours could start with a sunrise, a sense of awe, and a place to call home. Come and see it for yourself.Gananoque is pronounced: Gan - an - NAH - kway (meaning - water rising over rock)
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X13868010
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- K7G 0A8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1000-1199
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Underground
- Annual property tax
- 6189.9
- Maintenance fee (source period)
- 539.5
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Air Exchanger, Carpet Free, Intercom, On Demand Water Heater, Water Heater Owned, Water Softener, Water Treatment
- Exterior features
- Awnings, Controlled Entry, Deck, Landscape Lighting, Lighting, Recreational Area, Year Round Living
- Architectural style
- Apartment
- Parking features
- Covered
- Fireplace
- No
- Waterfront
- Yes
- Elevator
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- View
- Panoramic, Park/Greenbelt, River, Water
- Construction materials
- Brick, Vinyl Siding
- Roof
- Membrane
- Foundation
- Insulated Concrete Form
- MLS entry age (not confirmed DOM)
- 31 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Common Elements Included, Building Insurance Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $559,500
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Leeds and Grenville
- Municipality
- GANANOQUE
- MLS® community
- 05 - Gananoque
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Gananoque
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
130 Water Street 409, Gananoque, ON K7G 0A8, Gananoque is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1000-1199 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $559,500. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13868010.
Local context
Explore the area: Gananoque · 05 - Gananoque.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: CENTURY 21 HERITAGE GROUP LTD., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13868010. Information deemed reliable but not guaranteed.