118 Heath Valley Trail, Georgian Bay, ON L0K 1S0
Georgian Bay, ON L0K 1S0
Quick cost estimateKnown monthly subtotal$4,961.46 / monthLand transfer tax $16,473One-time estimate
Quick cost estimate
$4,961.46 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,652.37
- Property tax / month
- $309.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $16,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $16,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Waterfront living on 1.1 acres with an impressive 219 feet of shoreline! Welcome to 118 Heath Valley Trail, a southwest-facing raised bungalow nestled along the Trent-Severn Waterway, where controlled water levels, privacy and room to enjoy the outdoors come together. Set on a generous 1.1-acre lot with 132 feet of road frontage and 383 feet of depth, this property offers a rare combination of space, waterfront and year-round potential. This raised bungalow features 4 bedrooms, 2 kitchens and 2 bathrooms, with two bedrooms on each level and excellent potential for in-law accommodation or a secondary living space. Main floor laundry room which could also be converted to a fifth bedroom. A steel roof offers approximately 21 years remaining on its warranty, while an integrated house generator and whole-house UV water purification system provide added peace of mind. There is opportunity to enjoy this property fully furnished and turnkey, making it an ideal option for a recreational retreat, family getaway or year-round home. Conveniently located approximately 1.5 hours from the GTA and close to skiing and major snowmobile trails, this is a destination you can enjoy in every season. Acreage, waterfront, flexibility and turnkey convenience, what more could you ask for?
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13727644
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L0K 1S0
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot depth
- 294.03 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3709
- Basement
- Full
- Interior features
- In-Law Capability, Water Heater Owned
- Architectural style
- Bungalow-Raised
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Iron/Mineral Filter, Water System
- Sewer
- Septic
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 67 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Iron/Mineral Filter, Water System
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 14
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $999,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- MUSKOKA
- Municipality
- GEORGIAN BAY
- MLS® community
- Baxter
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Georgian Bay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
118 Heath Valley Trail, Georgian Bay, ON L0K 1S0, Georgian Bay is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 8. Asking price: $999,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13727644.
Local context
Explore the area: Georgian Bay · Baxter.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Experience Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13727644. Information deemed reliable but not guaranteed.