185 Picnic Island Road, Georgian Bay, ON L0K 1S0
Georgian Bay, ON L0K 1S0
Quick cost estimateKnown monthly subtotal$12,979.12 / monthLand transfer tax $53,994.43One-time estimate
Quick cost estimate
$12,979.12 / monthKnown monthly subtotal
- Mortgage principal & interest
- $12,566.28
- Property tax / month
- $412.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $53,994.43
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $53,994.43
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 185 Picnic Island Road in Honey Harbour, a rare waterfront opportunity offering over 600 feet of shoreline and spectacular 270-degree sunrise and sunset views across beautiful Georgian Bay. Accessible by deeded road access and located close to Honey Harbour and area marinas, this exceptional property blends privacy, comfort, and year-round enjoyment in a breathtaking natural setting. Designed with quality craftsmanship throughout, the home features 2+ bedrooms and two bathrooms, an open-concept kitchen and dining area complete with propane range, dishwasher, and custom wood cabinetry, along with a bright sunroom and inviting living room with a stone-faced propane fireplace. Pine ceilings, hardwood flooring, and drywall finishes add warmth and character, while in-floor heating and an ICF foundation provide year-round comfort and efficiency. A loft office offers flexible additional space for work or relaxation. Outdoor and accessory features make this property truly exceptional, including two floating docks with hinged ramps and shore decks (8' x 32' and 8' x 30'), a concrete launching ramp, and outstanding workshop space. Above the accessory garage/workshop, a self-contained approximately 420 sq ft in-law suite offers a kitchenette, 3-piece bath, and central vacuum-ideal for guests or extended family. A second accessory workshop (approximately 30' x 38') features three insulated 9-foot garage doors, wood stove heating, and a 70-amp subpanel feed. Additional highlights include a lake water filtration system with UV protection and Pyrotenax heat cable, Cape Cod wood siding, VicWest steel roofing, metal soffit and fascia, and NorthStar windows and doors. A truly unique Georgian Bay property offering lifestyle, functionality, and incredible waterfront living.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13222438
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L0K 1S0
- Kitchens
- 2
- Kitchens above grade
- 2
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- .50-1.99 acres (reported range)
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4954
- Basement
- Finished
- Interior features
- ERV/HRV, Generator - Full
- Exterior features
- Deck, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Front Yard Parking
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Heat Pump
- Heating fuel
- Propane
- Cooling
- Wall Unit(s)
- Water source
- Lake/River
- Sewer
- Septic
- View
- Bay, Trees/Woods, Water
- Direction facing
- North
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Insulated Concrete Form
- MLS entry age (not confirmed DOM)
- 158 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Heat Pump
- Heating fuel
- Propane
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Rooms above grade
- 9
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,700,777
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- MUSKOKA
- Municipality
- GEORGIAN BAY
- MLS® community
- Baxter
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Georgian Bay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
185 Picnic Island Road, Georgian Bay, ON L0K 1S0, Georgian Bay is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 5, lot size reported as .50-1.99 acres (reported range). Asking price: $2,700,777. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13222438.
Local context
Explore the area: Georgian Bay · Baxter.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Georgian Bay Realty Ltd. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13222438. Information deemed reliable but not guaranteed.