6980 Island 1810/Bone Island, Georgian Bay, ON L0K 1E0
Georgian Bay, ON L0K 1E0
Quick cost estimateKnown monthly subtotal$3,605.67 / monthLand transfer tax $10,955One-time estimate
Quick cost estimate
$3,605.67 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,368.66
- Property tax / month
- $237.02
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,955
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,955
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
If you've been dreaming of a classic Georgian Bay getaway, this property has that easy, laid-back feel that makes it hard to leave. Set on about 1.75 acres with 435 feet of waterfront, the shoreline is gently sloping Georgian granite-perfect for kids to play, swim off the rocks, or just stretch out in the sun with a coffee. Down at the water, the newer dock (just 3 years old in 2026) features a large 10 x 32 floating platform that's made for long afternoons-whether you're tying up the boat, diving in for a swim, or hosting friends by the water. The main cottage has been recently finished and offers a bright, open-concept layout with three comfortable bedrooms and a full bath. The kitchen is nicely done with custom cabinets and brand-new appliances, and everything flows easily into the living space so everyone can be part of the moment. Outside, you've got two great decks-one across the front of the cottage (12 x 24) and another off the primary bedroom (10 x 18). Both give you those wide, peaceful views of the bay, whether it's morning coffee or sunset drinks. There's also a separate cabin-just under 500 sq. ft.-that works perfectly for guests or extended family. It's open concept with its own bedroom, living/dining area, kitchenette, and a handy 2-piece bath. For storage, you'll find a smaller shed perfect for water toys and a larger one for tools and gear, so everything has its place. In addition, the 19' Larson bowrider with trailer is included and the 2026 dockage at Bluewater Marine is paid for and transferable. It's the kind of property where days are spent outside, evenings are quiet, and life naturally slows down-a true Georgian Bay escape.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13243182
- Source status
- Extension
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- L0K 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- 1.75 ft
- Lot depth
- 232.88 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2844.2
- Basement
- None
- Interior features
- Water Heater Owned
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block, Piers
- MLS entry age (not confirmed DOM)
- 155 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 6
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $724,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- GEORGIAN BAY
- MLS® community
- Gibson
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Georgian Bay
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
6980 Island 1810/Bone Island, Georgian Bay, ON L0K 1E0, Georgian Bay is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 0, lot size reported as 1.75 ft. Asking price: $724,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13243182.
Local context
Explore the area: Georgian Bay · Gibson.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX By The Bay Brokerage. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13243182. Information deemed reliable but not guaranteed.