217800 Concession 3 Derby Road, Georgian Bluffs, ON N4K 5N5
Georgian Bluffs, ON N4K 5N5
Quick cost estimateKnown monthly subtotal$4,470.58 / monthLand transfer tax $14,055One-time estimate
Quick cost estimate
$4,470.58 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,089.85
- Property tax / month
- $380.73
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,055
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,055
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to this beautifully maintained bungalow offering peaceful country living just minutes from Owen Sound. Set on a quiet property surrounded by mature trees, this home combines comfortable one-floor living with exceptional space indoors and out. The main floor features a spacious kitchen with granite countertops, island, dinette and patio doors to a large composite deck. A generous kitchen pantry with pull-out shelving provides excellent storage. The dining room showcases beautiful oak hardwood flooring, while the living room features a natural gas fireplace and vaulted ceiling accent. The primary bedroom offers a walk-in closet and 4-piece ensuite, with in-floor heat for added comfort. A second bedroom, 2-piece bath with newer toilet and main-floor laundry complete the main level. The fully finished walk-out basement provides additional living space with a large family room, fireplace and walk-out access and large windows flooding the space with natural light. Two more bedrooms with closets, 3-piece bathroom, utility room and cold room. In-floor heating adds comfort throughout the basement. The covered verandah and deck provide inviting spaces to relax and entertain, with a new fabric awning, concrete patio, fire-pit, raised garden beds, clothesline, variety of fruit trees and two storage sheds. A fully stacked wood shed and shed with concrete floor add plenty of useful storage. There is lots of parking, plus an RV hookup conveniently located at the side of the home. The attached two-car garage (24'3"x24'10") features wide doors, while a separate generator panel provides added peace of mind. The home is equipped with natural gas, two gas fireplaces, a woodstove and updated fibre optic service. With generous parking, abundant storage, mature landscaping and a quiet setting close to Owen Sound, this property offers the ideal blend of comfort, convenience and country charm.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13772184
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N4K 5N5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot size
- 0.68 acres
- Lot depth
- 179.50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 11
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4568.78
- Basement
- Finished with Walk-Out
- Interior features
- Air Exchanger, Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor, Water Heater Owned, Water Purifier, Water Softener
- Exterior features
- Awnings, Deck, Landscaped, Year Round Living, Privacy, Porch
- Architectural style
- Bungalow
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Septic
- Direction facing
- West
- Construction materials
- Stone, Vinyl Siding
- Roof
- Fibreglass Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 57 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 15
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $879,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- GREY
- Municipality
- GEORGIAN BLUFFS
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Georgian Bluffs, Grey County, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
217800 Concession 3 Derby Road, Georgian Bluffs, ON N4K 5N5, Georgian Bluffs is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 11, lot size reported as 0.68 acres. Asking price: $879,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13772184.
Local context
Explore the area: Grey County · Georgian Bluffs.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage RCR Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13772184. Information deemed reliable but not guaranteed.