880 16th Street W, Georgian Bluffs, ON N4K 6V5
Georgian Bluffs, ON N4K 6V5
Quick cost estimateKnown monthly subtotal$3,260.85 / monthLand transfer tax $9,475One-time estimate
Quick cost estimate
$3,260.85 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,024.35
- Property tax / month
- $236.50
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
WHERE THE LILACS BLOOM AND THE CHILDREN GROW UP. Owen Sound, Ontario - The house you promised them. You did not outgrow the city. The city outgrew you. The sirens. The scramble. The commute that stole your evenings. You were ready for a different soundtrack. This is the one. A three-bedroom, four-bathroom family home with over 2500 sq feet of finished space on the main floor and basement, on a quiet street where kids still learn to ride their bikes without a helmet lecture. Where the dog runs free in a backyard that feels like a secret garden, where your morning coffee happens on a beautiful wooden deck, and your afternoon retreat happens in a 10x10 moveable sunroom that chases the shade. The gardens are not landscaping. They are a storybook. Raised beds, a paver path, a hand-built wooden bridge, and perennial beds the previous owners spent years restoring. Lilacs in May. Fireflies in July. Toy-story clouds for slow mornings you forgot were possible. Inside: The master suite is its own retreat, stone fireplace, ensuite bathroom, and treetop views. Two bedrooms upstairs and a finished lower-level bedroom with its own bathroom, perfect for guests, teenagers, or the in-laws who just became your best babysitters. The kitchen was renovated in 2015, new addition in 2014 and the garage roof with new shingles in 2022. This is not a fixer-upper. This is a move-in-and-live life. The neighborhood: Elementary and high school are minutes away. Parks are down the road. Downtown Owen Sound, restaurants, art galleries, Saturday markets you won't want to miss. The Georgian Bay waterfront is twelve minutes by car. Kids' sports, community hockey, soccer teams. This is a town where the crossing guard knows your dog's name. You did not leave the city to be alone. You left to be known. Come walk the garden. Bring the kids. There is a wooden bridge to find.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13466252
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 4
- Postal code
- N4K 6V5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot depth
- 196.38 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 17
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 2838
- Basement
- Partially Finished
- Interior features
- Sump Pump, Auto Garage Door Remote, Storage, Workbench
- Exterior features
- Deck, Landscape Lighting, Landscaped, Canopy, Paved Yard, Privacy, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Lane, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 140 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 10
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $650,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- GREY
- Municipality
- GEORGIAN BLUFFS
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Georgian Bluffs
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
880 16th Street W, Georgian Bluffs, ON N4K 6V5, Georgian Bluffs is listed for sale as a Detached. The listing reports 3 bedrooms, 4 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 17. Asking price: $650,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13466252.
Local context
Explore the area: Georgian Bluffs.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: LPT Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13466252. Information deemed reliable but not guaranteed.