697 Ridge Road W, Grimsby, ON L3M 4E7
Grimsby, ON L3M 4E7
Quick cost estimateKnown monthly subtotal$5,185.99 / monthLand transfer tax $16,473One-time estimate
Quick cost estimate
$5,185.99 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,652.37
- Property tax / month
- $533.61
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $16,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $16,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
697 Ridge Road West sits where Grimsby's escarpment meets open farmland - the kind of property growing families picture when they say they want more space without giving up a decade of savings to get it. The back fence gives way to fields. No rear neighbours, no next property staring back at you and the sunroom gives you the same view without stepping outside. Behind the house is a 20' x 40' workshop with hydro and a full loft, built for someone who actually uses tools, not just stores them. A 17' x 28' storage shed with hydro for everything that doesn't fit in the garage, and a garden shed for the rest. All of it sitting on a deep lot that runs straight into farmland, with a double garage and driveway built for more than one vehicle and whatever project is parked beside it. The house has been extremely well cared for and is ready for YOU to take it to the next level. A sunroom off the back catches the farmland view through every season - morning coffee with the fields instead of a fence. The living room and family room offer functional space and a spot for everyone in the family. Upstairs includes a primary bedroom with an ensuite, two more bedrooms and a four piece bathroom. Downstairs, a finished rec room presents a great opportunity for playtime or lounging, while the unfinished lower level offers storage space and more opportunity to grow. This is a home for a family planning to stay a while, update it on their own schedule, and build equity doing it, all on one of the more distinctive addresses in Grimsby.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14122168
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L3M 4E7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- 1.45 acres
- Lot depth
- 651.22 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 6403.34
- Basement
- Full, Partially Finished
- Interior features
- Auto Garage Door Remote, Other, Water Heater Owned
- Exterior features
- Porch, Year Round Living
- Architectural style
- Sidesplit
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Radiant
- Heating fuel
- Other
- Cooling
- None
- Sewer
- Septic
- View
- Pasture
- Direction facing
- South
- Construction materials
- Brick, Stone
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 10 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Radiant
- Heating fuel
- Other
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 0
- Rooms above grade
- 9
- Rooms below grade
- 1
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $999,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NIAGARA
- Municipality
- GRIMSBY
- MLS® community
- 055 - Grimsby Escarpment
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Smith Public School ↗
Elementary · JK-8 · English · Public
18 Oakes Rd N, Grimsby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 81%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 76%
St. Gabriel Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Hamilton-Wentworth CDSB ↗
1361 Barton Street East, Stoney Creek
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 88%
- Grade 3 Writing (at provincial standard)
- 86%
- Grade 3 Mathematics (at provincial standard)
- 84%
- Grade 6 Reading (at provincial standard)
- 76%
- Grade 6 Writing (at provincial standard)
- 79%
- Grade 6 Mathematics (at provincial standard)
- 58%
Winona Elementary Elementary School ↗
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
301 Lewis Road, Stoney Creek
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 51%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 41%
Blessed Trinity Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
145 Livingston Ave, Grimsby
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 63%
- Grade 10 OSSLT (first-attempt pass)
- 94%
Immaculate Heart of Mary Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Hamilton-Wentworth CDSB ↗
190 Glover Road, Stoney Creek
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 85%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 85%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 61%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Grimsby
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
697 Ridge Road W, Grimsby, ON L3M 4E7, Grimsby is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 10, lot size reported as 1.45 acres. Asking price: $999,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14122168.
The Ministry’s school dataset lists Smith Public School approximately 2.4 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Smith Public School approximately 2.4 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Grimsby · 055 - Grimsby Escarpment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX HALLMARK REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14122168. Information deemed reliable but not guaranteed.