10 Pearl Street, Guelph, ON N1E 2E3
Guelph, ON N1E 2E3
Quick cost estimateKnown monthly subtotal$2,955.86 / monthLand transfer tax $7,655One-time estimate
Quick cost estimate
$2,955.86 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,600.94
- Property tax / month
- $354.92
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,655
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,655
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 10 Pearl Street! This charming detached red-brick century home is the perfect setup for anyone wanting to get into the detached market at an affordable price. Complete with its own private backyard, you can enjoy the summer with zero lawn maintenance! All of the heavy-lifting has been done on this home in the last 20 years, including newer windows, plumbing, electrical, furnace (2021), A/C (2021), water heater (2026), and more. This cozy yet spacious home is exceptionally situated close to downtown and the Speed River. Don't have a car? Not a problem! This home offers an incredible walking score and near-immediate access to Guelph's elaborate walking, hiking, and cycling trail system. Despite this home not having its own driveway, there is year-round street parking on Pearl Street and King Street, and the current owner has always had an overnight parking space. The full basement is unfinished and stays dry year-round, giving you ample storage and includes laundry hookups. The covered porch out back offers casual outdoor living space leading to the brick patio, which is sheltered and shaded. The front yard offers abundant sunlight for your gardens, and the enclosed front porch is the perfect place to sip morning coffee. Don't miss this opportunity to live in your own detached home so close to downtown at such an affordable price! Get in touch with your realtor and book a private showing today!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13691182
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N1E 2E3
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 74.69 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4259.06
- Basement
- Full, Unfinished
- Interior features
- Water Heater Owned
- Architectural style
- 1 1/2 Storey
- Parking features
- None
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 79 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $559,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 10 Pearl Street, Guelph, ON N1E 2E3, Guelph
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Wellington
- Municipality
- GUELPH
- MLS® community
- General Hospital
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Ecole King George Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
72 Lemon St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 64%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 89%
Central Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
97 Dublin St N, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 77%
Victory Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
135 Exhibition St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 87%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 94%
John Galt Public School
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
50 Laurine Ave, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 52%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 74%
- Grade 6 Mathematics (at provincial standard)
- 38%
St John Bosco Catholic School ↗
Secondary · 9-12 · English · Catholic
Wellington CDSB
19 Northumberland St., Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Guelph Collegiate and Vocational Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Grand DSB ↗
155 Paisley St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 71%
- Grade 10 OSSLT (first-attempt pass)
- 91%
John F Ross Collegiate and Vocational Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Grand DSB ↗
21 Meyer Dr, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 76%
- Grade 10 OSSLT (first-attempt pass)
- 90%
Our Lady of Lourdes Catholic School ↗
Secondary · 9-12 · English · Catholic
Wellington CDSB
54 Westmount Rd, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 63%
- Grade 10 OSSLT (first-attempt pass)
- 77%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Guelph Central GOGO Transit · Train958 m
Bus & streetcar · within 2 km
- MacDonell St. @ Carden St. (Guelph Central GO)GO Transit · Bus867 m
- Guelph Central GO BusGO Transit · Bus926 m
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.4 km
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.5 km
- Elizabeth St. @ Victoria Rd.GO Transit · Bus1.9 km
- Elizabeth St. @ Victoria Rd. S.GO Transit · Bus1.9 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Guelph
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
10 Pearl Street, Guelph, ON N1E 2E3, Guelph is listed for sale as a Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 0. Asking price: $559,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13691182.
The Ministry’s school dataset lists Ecole King George Public School approximately 580 m from the property’s mapped location. The published GO Transit feed includes Guelph Central GO, approximately 958 m away.
Local context
The Ministry’s school dataset lists Ecole King George Public School approximately 580 m from the property’s mapped location.
The published GO Transit feed includes Guelph Central GO, approximately 958 m away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Guelph · General Hospital.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Bosley Real Estate Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13691182. Information deemed reliable but not guaranteed.