26 Ontario Street 221, Guelph, ON N1E 7K1
Guelph, ON N1E 7K1
Quick cost estimateKnown monthly subtotal$2,477.91 / monthLand transfer tax $6,255One-time estimate
Quick cost estimate
$2,477.91 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,275.24
- Property tax / month
- $202.67
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,255
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,255
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Experience true loft living in the heart of Guelph's vibrant and historic St. Patrick's Ward. This beautifully designed one-bedroom unit offers 700 sq. ft. of character, charm, and comfort in the award-winning Mill Lofts conversion at 26 Ontario Street.Originally built in 1902 as a spinning mill, the building was transformed between 2003-2004 into 78 boutique residential lofts-carefully preserving its industrial heritage while adding modern sophistication.Inside, you'll find exposed brick, soaring wood-plank ceilings, and oversized windows that flood the space with natural light. The open-concept layout includes an updated kitchen with contemporary finishes, a spacious bedroom retreat, and a cozy living area perfect for relaxing or entertaining.Additional conveniences include:* A designated parking spot* A private storage locker* Condo fees that include heat and water* Average hydro costs of approximately $85/month* Access to a rustic party/meeting room in a separate building on-site* Surface parking for residents and visitorsStep outside and you're just a short walk from downtown Guelph's GO/Train and Transit hub, parks, trails, the farmer's market, boutique shops, pubs, and restaurants. The Ward is one of Guelph's most desirable neighbourhoods-known for its culture, community spirit, and unique urban lifestyle.Units in this building range from 515 sq. ft. studios to two-storey, 1,225 sq. ft. lofts, each showcasing exposed brick, original mechanical features, hardwood accents, and large industrial windows.Don't miss your chance to make this exceptional loft your home. Call today for more details or to schedule a private viewing.
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X13021790
- Source status
- Price Change
- Bedrooms
- 1
- Bathrooms
- 1
- Postal code
- N1E 7K1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-799
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- None
- Annual property tax
- 2432
- Maintenance fee (source period)
- 640.32
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Brick & Beam, Separate Heating Controls
- Exterior features
- Paved Yard
- Architectural style
- Apartment
- Parking features
- Surface
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- View
- Panoramic
- Construction materials
- Brick
- MLS entry age (not confirmed DOM)
- 200 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Water Included, Parking Included, Common Elements Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 1
- Rooms above grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $489,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Wellington
- Municipality
- GUELPH
- MLS® community
- St. Patrick's Ward
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Guelph
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
26 Ontario Street 221, Guelph, ON N1E 7K1, Guelph is listed for sale as a Condo Apartment. The listing reports 1 bedrooms, 1 bathrooms, reported interior area of 700-799 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $489,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13021790.
Local context
Explore the area: Guelph · St. Patrick's Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Coldwell Banker Neumann Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13021790. Information deemed reliable but not guaranteed.