28 Oxford Street, Guelph, ON N1H 2M3
Guelph, ON N1H 2M3
Quick cost estimateKnown monthly subtotal$7,504.87 / monthLand transfer tax $25,475One-time estimate
Quick cost estimate
$7,504.87 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,746.62
- Property tax / month
- $758.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $25,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $25,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph's most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13752698
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- N1H 2M3
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot depth
- 105.50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Owner+Tenant
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 9099
- Basement
- Partially Finished, Separate Entrance
- Interior features
- Accessory Apartment, Rough-In Bath
- Architectural style
- 2 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Other
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 59 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 13
- Rooms below grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,450,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 28 Oxford Street, Guelph, ON N1H 2M3, Guelph
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Wellington
- Municipality
- GUELPH
- MLS® community
- Downtown
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Central Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
97 Dublin St N, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 77%
St John Bosco Catholic School ↗
Secondary · 9-12 · English · Catholic
Wellington CDSB
19 Northumberland St., Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Guelph Collegiate and Vocational Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Grand DSB ↗
155 Paisley St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 71%
- Grade 10 OSSLT (first-attempt pass)
- 91%
Victory Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
135 Exhibition St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 87%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 94%
Our Lady of Lourdes Catholic School ↗
Secondary · 9-12 · English · Catholic
Wellington CDSB
54 Westmount Rd, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 63%
- Grade 10 OSSLT (first-attempt pass)
- 77%
Ecole King George Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
72 Lemon St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 64%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 89%
John McCrae Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
189 Water St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 84%
Paisley Road Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
406 Paisley Rd, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 60%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 70%
- Grade 6 Writing (at provincial standard)
- 70%
- Grade 6 Mathematics (at provincial standard)
- 42%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Guelph Central GOGO Transit · Train576 m
Bus & streetcar · within 2 km
- Guelph Central GO BusGO Transit · Bus608 m
- MacDonell St. @ Carden St. (Guelph Central GO)GO Transit · Bus704 m
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.7 km
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.8 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Guelph
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
28 Oxford Street, Guelph, ON N1H 2M3, Guelph is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 7. Asking price: $1,450,000. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13752698.
The Ministry’s school dataset lists Central Public School approximately 135 m from the property’s mapped location. The published GO Transit feed includes Guelph Central GO, approximately 576 m away.
Local context
The Ministry’s school dataset lists Central Public School approximately 135 m from the property’s mapped location.
The published GO Transit feed includes Guelph Central GO, approximately 576 m away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Home Group Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13752698. Information deemed reliable but not guaranteed.