40 Northumberland Street 306, Guelph, ON N1H 3A5
Guelph, ON N1H 3A5
Quick cost estimateKnown monthly subtotal$2,407.14 / monthLand transfer tax $5,473One-time estimate
Quick cost estimate
$2,407.14 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,093.31
- Property tax / month
- $313.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
RARE Top-Floor Corner Loft in an Exclusive Heritage Conversion! Welcome to the premier suite at the "Lofts at 40 Northumberland", a boutique pre-war garment factory conversion of just 18 units. Boasting the building's coveted top-floor corner position, this bright 2-bedroom home features soaring 13' ceilings, exposed columns, open beams, and an authentic gallery-like ambiance. Freshly painted in a neutral palette with brand-new flooring throughout, it offers an exceptional, dignified blank canvas for a discerning buyer looking to design their bespoke dream kitchen and bath in a truly irreplaceable building. Enjoy quiet privacy, all-day natural light, rare indoor garage parking, and a double storage locker. Residents also enjoy the scenic rooftop patio with panoramic city views, garden terrace, and downtown Guelph's best dining and transit steps away. An extraordinary opportunity with timeless architectural soul.
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X13839848
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N1H 3A5
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 800-899
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Underground
- Annual property tax
- 3765.91
- Maintenance fee (source period)
- 669
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range
- Exterior features
- Controlled Entry, Patio
- Architectural style
- 1 Storey/Apt
- Fireplace
- No
- Waterfront
- No
- Elevator
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
- Construction materials
- Brick
- Foundation
- Not Applicable
- MLS entry age (not confirmed DOM)
- 38 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
- Included in maintenance
- Water Included, Common Elements Included, Building Insurance Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $449,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 40 Northumberland Street 306, Guelph, ON N1H 3A5, Guelph
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Wellington
- Municipality
- GUELPH
- MLS® community
- Downtown
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St John Bosco Catholic School ↗
Secondary · 9-12 · English · Catholic
Wellington CDSB
19 Northumberland St., Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Central Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
97 Dublin St N, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 77%
Guelph Collegiate and Vocational Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Grand DSB ↗
155 Paisley St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 71%
- Grade 10 OSSLT (first-attempt pass)
- 91%
John McCrae Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
189 Water St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 84%
Paisley Road Public School ↗
Elementary · JK-6 · English · Public
School board: Upper Grand DSB ↗
406 Paisley Rd, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 60%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 70%
- Grade 6 Writing (at provincial standard)
- 70%
- Grade 6 Mathematics (at provincial standard)
- 42%
St Joseph Catholic School ↗
Elementary · JK-8 · English · Catholic
Wellington CDSB
10 Guelph St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 70%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 36%
Ecole Guelph Lake Public School
Elementary · JK-8 · English · Public
School board: Upper Grand DSB ↗
595 Watson Parkway N, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 66%
- Grade 3 Mathematics (at provincial standard)
- 58%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 95%
- Grade 6 Mathematics (at provincial standard)
- 60%
Sacred Heart Catholic School ↗
Elementary · JK-8 · English · Catholic
Wellington CDSB
125 Huron St, Guelph
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 74%
- Grade 6 Reading (at provincial standard)
- 92%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 68%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Guelph Central GOGO Transit · Train448 m
Bus & streetcar · within 2 km
- Guelph Central GO BusGO Transit · Bus522 m
- MacDonell St. @ Carden St. (Guelph Central GO)GO Transit · Bus695 m
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.8 km
- Elizabeth St. @ Stevenson St. S.GO Transit · Bus1.9 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Guelph
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Northumberland Street 306, Guelph, ON N1H 3A5, Guelph is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 800-899 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $449,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13839848.
The Ministry’s school dataset lists St John Bosco Catholic School approximately 143 m from the property’s mapped location. The published GO Transit feed includes Guelph Central GO, approximately 448 m away.
Local context
The Ministry’s school dataset lists St John Bosco Catholic School approximately 143 m from the property’s mapped location.
The published GO Transit feed includes Guelph Central GO, approximately 448 m away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Royal City Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13839848. Information deemed reliable but not guaranteed.