109 Ray Street, Hamilton, ON L8R 2Y1
Hamilton, ON L8R 2Y1
Quick cost estimateKnown monthly subtotal$4,551.54 / monthLand transfer tax $13,473One-time estimate
Quick cost estimate
$4,551.54 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,954.45
- Property tax / month
- $597.10
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $13,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $13,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Flawless "One of a Kind" home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey "Dream Villa" positioned proudly on large corner located in Hamilton's popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning "Gourmet-Worthy" kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare "Gem"
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13785768
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 4
- Postal code
- L8R 2Y1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot depth
- 66 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 7165.15
- Basement
- Finished, Full
- Interior features
- Air Exchanger, Garburator, Water Heater Owned
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Stone, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 52 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Rooms below grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $849,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 109 Ray Street, Hamilton, ON L8R 2Y1, Hamilton
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Hamilton
- Municipality
- Hamilton
- MLS® community
- Strathcona
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Hess Street Junior Public School ↗
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
107 Hess Street North, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 35%
- Grade 3 Mathematics (at provincial standard)
- 19%
- Grade 6 Reading (at provincial standard)
- 66%
- Grade 6 Writing (at provincial standard)
- 62%
- Grade 6 Mathematics (at provincial standard)
- 38%
Strathcona Junior Public School ↗
Elementary · JK-5 · English · Public
School board: Hamilton-Wentworth DSB ↗
10 Lamoreaux Street, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 72%
Central Junior Public School ↗
Elementary · JK-5 · English · Public
School board: Hamilton-Wentworth DSB ↗
75 Hunter Street West, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 41%
- Grade 3 Writing (at provincial standard)
- 35%
- Grade 3 Mathematics (at provincial standard)
- 48%
Kanétskare Elementary School Middle School ↗
Elementary · 6-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
222 Robinson Street, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 46%
École secondaire Georges-P-Vanier ↗
Secondary · 9-12 · French · Public
100 Macklin N rue, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
École élémentaire Georges-P-Vanier ↗
Elementary · 7-8 · French · Public
100 Macklin N rue, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Hamilton-Wentworth CDSB ↗
270 Locke St S, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 62%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 65%
Bennetto Elementary School
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
47 Simcoe Street East, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 54%
- Grade 3 Writing (at provincial standard)
- 36%
- Grade 3 Mathematics (at provincial standard)
- 33%
- Grade 6 Reading (at provincial standard)
- 64%
- Grade 6 Writing (at provincial standard)
- 57%
- Grade 6 Mathematics (at provincial standard)
- 19%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- West Harbour GOGO Transit · Train1.1 km
- Hamilton GO CentreGO Transit · Train1.4 km
Bus & streetcar · within 2 km
- King St. W. @ Pearl St. N.GO Transit · Bus389 m
- King St. W. @ Queen St. N.GO Transit · Bus446 m
- King St. W. @ Strathcona Ave. N.GO Transit · Bus517 m
- Main St. W. @ Ray St. S.GO Transit · Bus628 m
- Main St. W. @ Pearl St. S.GO Transit · Bus631 m
- King St. W. @ Dundurn St. N.GO Transit · Bus684 m
- Main St. W. @ Caroline St. S.GO Transit · Bus739 m
- King St. W. @ Summers Ln. (Hamilton Place)GO Transit · Bus885 m
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Hamilton
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
109 Ray Street, Hamilton, ON L8R 2Y1, Hamilton is listed for sale as a Detached. The listing reports 3 bedrooms, 4 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $849,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13785768.
The Ministry’s school dataset lists Hess Street Junior Public School approximately 298 m from the property’s mapped location. The published GO Transit feed includes West Harbour GO, approximately 1.1 km away.
Local context
The Ministry’s school dataset lists Hess Street Junior Public School approximately 298 m from the property’s mapped location.
The published GO Transit feed includes West Harbour GO, approximately 1.1 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Hamilton · Strathcona.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX ESCARPMENT REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13785768. Information deemed reliable but not guaranteed.