29 Gertrude Street, Hamilton, ON L8L 4B7
Hamilton, ON L8L 4B7
Quick cost estimateKnown monthly subtotal$2,259.43 / monthLand transfer tax $5,375One-time estimate
Quick cost estimate
$2,259.43 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,070.51
- Property tax / month
- $188.92
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
29 Gertrude Street is an investment property within a portfolio. A legal duplex in Hamilton's lower city, offering current income with a clear value-add path. The property is currently generating a 5.44% cap rate with $26,918 in current NOI and 67% occupancy, with 2 of 3 doors currently occupied. One of the three units is month-to-month, creating an opportunity to reset rents to market on turnover and increase income. The property is configured with a 2-bedroom main-floor unit and a 3-room upstairs unit. Separate hydro metering is already in place, with tenants paying their own hydro, helping keep the owner's operating costs low and allowing added rent to flow more directly to NOI. The basement is currently unfinished and vacant, representing the immediate value-add opportunity. A future owner may be able to finish the basement and create a third rentable door, adding a new income stream on top of the in-place NOI without changing the building's footprint, subject to buyer due diligence and any required approvals. The upstairs unit is currently month-to-month and can be brought closer to market rent on turnover, while the vacant basement provides additional rental upside through build-out. With legal-duplex designation, separate hydro metering, current NOI, rent-reset potential, and a clear basement expansion opportunity, 29 Gertrude Street is well positioned for an investor seeking both immediate income and long-term appreciation in a tenant-dense Hamilton lower-city pocket.
Home details
- Days on market
- Not reported
- Property type
- Duplex
- MLS® number
- X13540144
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L8L 4B7
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot depth
- 122 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Tenant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 2267
- Basement
- Unfinished
- Interior features
- None
- Architectural style
- 2-Storey
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick Front
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 121 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $445,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 29 Gertrude Street, Hamilton, ON L8L 4B7, Hamilton
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Hamilton
- Municipality
- Hamilton
- MLS® community
- Industrial Sector
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Bernie Custis Secondary School Secondary School
Secondary · 9-12 · English · Public
School board: Hamilton-Wentworth DSB ↗
1055 King Street, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 36%
- Grade 10 OSSLT (first-attempt pass)
- 65%
Holy Name of Jesus Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Hamilton-Wentworth CDSB ↗
181 Belmont Ave, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 67%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 31%
Prince of Wales Elementary Public School
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
77 Melrose Avenue North, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 49%
- Grade 3 Mathematics (at provincial standard)
- 48%
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 79%
- Grade 6 Mathematics (at provincial standard)
- 49%
St. Ann (Hamilton) Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Hamilton-Wentworth CDSB ↗
15 St. Ann Street, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 73%
- Grade 3 Writing (at provincial standard)
- 55%
- Grade 3 Mathematics (at provincial standard)
- 63%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 52%
Queen Mary Public School ↗
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
1292 Cannon Street East, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 69%
- Grade 3 Mathematics (at provincial standard)
- 52%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 33%
Memorial Elementary School Public School
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
1175 Main Street East, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 52%
- Grade 3 Writing (at provincial standard)
- 36%
- Grade 3 Mathematics (at provincial standard)
- 35%
- Grade 6 Reading (at provincial standard)
- 72%
- Grade 6 Writing (at provincial standard)
- 70%
- Grade 6 Mathematics (at provincial standard)
- 30%
Cathy Wever Elementary Public School ↗
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
160 Wentworth Street North, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 56%
- Grade 3 Writing (at provincial standard)
- 42%
- Grade 3 Mathematics (at provincial standard)
- 42%
- Grade 6 Reading (at provincial standard)
- 72%
- Grade 6 Writing (at provincial standard)
- 70%
- Grade 6 Mathematics (at provincial standard)
- 23%
Adelaide Hoodless Public School ↗
Elementary · JK-8 · English · Public
School board: Hamilton-Wentworth DSB ↗
71 Maplewood Avenue, Hamilton
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 65%
- Grade 6 Mathematics (at provincial standard)
- 52%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- West Harbour GOGO Transit · Train3.6 km
- Hamilton GO CentreGO Transit · Train3.8 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Hamilton
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
29 Gertrude Street, Hamilton, ON L8L 4B7, Hamilton is listed for sale as a Duplex. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 2, parking spaces reported as 2. Asking price: $445,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13540144.
The Ministry’s school dataset lists Bernie Custis Secondary School Secondary School approximately 982 m from the property’s mapped location. The published GO Transit feed includes West Harbour GO, approximately 3.6 km away.
Local context
The Ministry’s school dataset lists Bernie Custis Secondary School Secondary School approximately 982 m from the property’s mapped location.
The published GO Transit feed includes West Harbour GO, approximately 3.6 km away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Hamilton · Industrial Sector.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13540144. Information deemed reliable but not guaranteed.