446 Humphrey Street, Hamilton, ON L8B 1Z8
Hamilton, ON L8B 1Z8
Quick cost estimateKnown monthly subtotal$7,571.62 / monthLand transfer tax $25,475One-time estimate
Quick cost estimate
$7,571.62 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,746.62
- Property tax / month
- $825
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $25,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $25,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Located in Waterdown's family-oriented community, 446 Humphrey St is an exceptional 5-bedroom, 4-bathroom executive residence offering 3,474 SF above grade, where refined finishes, thoughtful design, and everyday functionality come together beautifully. The main level welcomes with a grand double-door entry, elegant tiled foyer, rich hardwood floors, and generous principal rooms designed for both comfortable family living and sophisticated entertaining. A private main-floor office offers flexibility as a work-from-home space or potential 6th bedroom. The chef-inspired kitchen features quartz countertops, quartz backsplash, premium Samsung appliances, and a dedicated servery with extensive cabinetry. The bright breakfast area and family room overlook the backyard and centre around a fireplace, creating a warm and inviting gathering space. Above, five generously sized bedrooms, each with a walk-in closet, provide exceptional space for a growing family. The primary retreat features a spacious walk-in and spa-inspired 5-piece ensuite with dual vanities. Thoughtfully designed Jack & Jill bathrooms serve the secondary bedrooms, while a dedicated upper-level laundry adds convenience. Below, the unfinished lower level offers outstanding future potential with oversized windows, open-concept space, and a cold room, ideal for a future recreation room, gym, home theatre, or in-law suite. A standout family advantage: the new Waterdown Bay Elementary School (JK-8), opening September 2027, is just minutes away on foot and will also feature a daycare facility. An exceptional location close to major highways, top-rated schools, shopping, restaurants, conservation areas, golf courses, and scenic walking trails. A sophisticated family home in a location designed for the discerning family. Do not delay on this offering!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13662226
- Source status
- Extension
- Bedrooms
- 5
- Bathrooms
- 4
- Postal code
- L8B 1Z8
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500 (units not reported)
- Lot depth
- 97.65 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- 60-89 days
- Garage
- Attached
- Annual property tax
- 9900
- Basement
- Unfinished
- Interior features
- Guest Accommodations
- Exterior features
- Porch, Privacy
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Stone, Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 5
- Rooms above grade
- 12
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,450,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Hamilton
- Municipality
- Hamilton
- MLS® community
- Waterdown
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Waterdown, Hamilton, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
446 Humphrey Street, Hamilton, ON L8B 1Z8, Hamilton is listed for sale as a Detached. The listing reports 5 bedrooms, 4 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $1,450,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13662226.
Local context
Explore the area: Waterdown.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: SAM MCDADI REAL ESTATE INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13662226. Information deemed reliable but not guaranteed.