194 South Road, Hastings Highlands, ON K0L 2K0
Hastings Highlands, ON K0L 2K0
Quick cost estimateKnown monthly subtotal$11,662.56 / monthLand transfer tax $46,450One-time estimate
Quick cost estimate
$11,662.56 / monthKnown monthly subtotal
- Mortgage principal & interest
- $11,162.16
- Property tax / month
- $500.39
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $46,450
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $46,450
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Five waterfront cottages, 500 feet of sandy shoreline and a year-round home on Lake St. Peter, with the redevelopment already underway and waiting for the right buyer to finish it. Set on 1.935 acres in Hastings Highlands, this is a property for someone who can see what it will become. All five cottages sit along the water, and the work has been started for you: exterior sheathing and windows are in, and the interiors are open to the studs with insulation and rough-ins underway, so you can finish each one to your own layout and standard. Picture a family compound where everyone has their own cottage on the lake, a multi-generational retreat, or a long term waterfront investment you build out at your own pace. The shoreline is the centrepiece, with a sandy, family friendly beach and a private dock that make this a natural gathering spot for swimming, paddling and fishing. While the cottages come together, the main home gives you a comfortable base: a year-round raised bungalow with 3 bedrooms and 4 bathrooms, a primary bedroom with a 3 piece ensuite and walk-in closet, a deck overlooking the grounds and the water, and a finished walkout lower level with a large recreation room. A detached garage, a separate workshop and parking for up to 20 vehicles leave plenty of room for trades, materials and equipment. The location is a big part of the appeal. Just off Highway 127, you are minutes from the village of Maynooth and a short drive to Algonquin Park's East Gate and the shops and services of Bancroft, with four-season recreation all around you, from hiking and fall colours to winter on the lake. A rare chance to finish what has been started on a sandy stretch of Lake St. Peter.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14096998
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 4
- Postal code
- K0L 2K0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 311.99 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 21
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 6004.73
- Basement
- Finished with Walk-Out, Finished
- Interior features
- None
- Exterior features
- Deck, Year Round Living
- Architectural style
- Bungalow-Raised
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Attached garage
- No
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Dug Well
- Sewer
- Septic
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 17 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Dug Well
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 11
- Total rooms (source)
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,399,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- HASTINGS
- Municipality
- HASTINGS HIGHLANDS
- MLS® community
- McClure Ward
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Hastings Highlands
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
194 South Road, Hastings Highlands, ON K0L 2K0, Hastings Highlands is listed for sale as a Detached. The listing reports 3 bedrooms, 4 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 21, lot size reported as .50-1.99 acres (reported range). Asking price: $2,399,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14096998.
Local context
Explore the area: Hastings Highlands · McClure Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14096998. Information deemed reliable but not guaranteed.