992 South Baptiste Lake Road, Hastings Highlands, ON K0L 1C0
Hastings Highlands, ON K0L 1C0
Quick cost estimateKnown monthly subtotal$3,957.91 / monthLand transfer tax $12,035One-time estimate
Quick cost estimate
$3,957.91 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,619.91
- Property tax / month
- $338
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,035
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,035
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Discover your dream waterfront home on Baptiste Lake! Nestled in the scenic Hastings Highlands, just 15 minutes from downtown Bancroft, this charming 3-bedroom, 2-bathroom home combines comfort, style, and outdoor adventure. Key Property Features: Spacious Living Area: Bright, open-plan living space with stunning lake views, ideal for relaxation or entertaining. Finished Basement: Versatile space perfect for family gatherings, a home office, or entertainment. Private Shoreline & Dock: perfect for boating, swimming, or enjoying the tranquil lake scenery. Well-Cared-for Property: Maintained with love, offering ample outdoor space for gardening, play, or unwinding. Additional Amenities: Quonset Hut (30' x 50'): Includes an insulated workshop, great for hobbies or storage. Garden Shed (8' x 12'): Extra space for tools and outdoor equipment. Metal Gazebo (12' x 12'): An ideal spot for outdoor dining, relaxing, or entertaining in the fresh air. This property offers the perfect balance of lakeside serenity and convenient access to local amenities. Whether you're seeking a year-round residence or a seasonal getaway, this Baptiste Lake property is an opportunity you won't want to miss!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13169778
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0L 1C0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- 1.20 acres
- Lot depth
- 381 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 12
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4056
- Basement
- Full
- Interior features
- Auto Garage Door Remote, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Water Heater, Water Heater Owned, Water Meter
- Exterior features
- Awnings, Deck, Landscaped, Seasonal Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Other
- Sewer
- Other
- View
- Lake
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Asphalt Rolled
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 165 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Other
- Heating system
- Heat Pump
- Heating fuel
- Electric
- Cooling
- Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $778,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 992 South Baptiste Lake Road, Hastings Highlands, ON K0L 1C0, Hastings Highlands
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HASTINGS
- Municipality
- HASTINGS HIGHLANDS
- MLS® community
- Herschel Ward
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Hastings Highlands
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
992 South Baptiste Lake Road, Hastings Highlands, ON K0L 1C0, Hastings Highlands is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 12, lot size reported as 1.20 acres. Asking price: $778,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13169778.
Local context
Explore the area: Hastings Highlands · Herschel Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE CREDIT VALLEY REAL ESTATE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13169778. Information deemed reliable but not guaranteed.