1097 Cheddar Road, Highlands East, ON K0L 1M0
Highlands East, ON K0L 1M0
Quick cost estimateKnown monthly subtotal$4,360.62 / monthLand transfer tax $13,854.98One-time estimate
Quick cost estimate
$4,360.62 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,043.31
- Property tax / month
- $317.30
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $13,854.98
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $13,854.98
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) "Luxury Muskoka Style House" offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition (\$90k)* Front and rear decks (\$70k)* Finished walk-out basement (\$30k)* Solar system installation (over \$100k)* New Generac generator (\$14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13063930
- Source status
- Extension
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- K0L 1M0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot size
- 16.50 acres
- Lot depth
- 789 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3807.64
- Basement
- Finished with Walk-Out
- Interior features
- Air Exchanger, Carpet Free, Generator - Full, Guest Accommodations, Primary Bedroom - Main Floor, Propane Tank, Solar Owned, Storage Area Lockers, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Purifier
- Exterior features
- Deck, Lighting, Privacy, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Available, Front Yard Parking
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Other
- Water source
- Drilled Well, Water System
- Sewer
- Septic
- View
- Forest, Garden, Hills, Trees/Woods
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Insulated Concrete Form, Slab
- MLS entry age (not confirmed DOM)
- 190 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well, Water System
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Rooms above grade
- 7
- Rooms below grade
- 3
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $868,999
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HALIBURTON
- Municipality
- HIGHLANDS EAST
- MLS® community
- Cardiff Ward
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Highlands East
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1097 Cheddar Road, Highlands East, ON K0L 1M0, Highlands East is listed for sale as a Detached. The listing reports 5 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 10, lot size reported as 16.50 acres. Asking price: $868,999. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13063930.
Local context
Explore the area: Highlands East · Cardiff Ward.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Frank Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13063930. Information deemed reliable but not guaranteed.