1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0
Highlands East, ON K0M 1S0
Quick cost estimateKnown monthly subtotal$3,716.96 / monthLand transfer tax $11,415One-time estimate
Quick cost estimate
$3,716.96 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,475.67
- Property tax / month
- $241.29
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,415
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,415
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to Minnicock Lake and this lovely 4-season home or cottage offering 177 feet of natural shoreline and 0.74 acres. Exceptional privacy. This is a very quiet low-cottage density lake with only 67 lots in addition to two plots of Crown Land fronting the lake, along with two islands. There is a very active cottage association. Extensive renovations in the last 10 years include; all new appliances, new bathrooms, a metal roof, propane stoves, UV system, heated lake water line, and a new septic system in 2018. New propane F/A furnace 2025. Featuring 3 bedrooms and 1300 square feet of living space over 2 floors this turn-key property comes fully furnished and ready to enjoy. The low-motor restrictions and natural shorelines make it an ideal habitat for nesting loons, smallmouth and largemouth bass, and various wildlife like moose, deer, and otters. Popular for non-motorized activities such as kayaking, canoeing, paddleboarding, and swimming. To preserve peace and water quality, gas-powered watercraft motors are strictly limited to a maximum of 6 horsepower. With a maximum depth of about 62 feet Minnicock is a natural headwater lake that sits at the very top of the Gooderham Creek and Irondale River watersheds and it is naturally fed by fresh water springs, beaver ponds, and surrounding wetlands, rather than a regulated water flow from an upstream or downstream dam. Located 15 minutes east of Haliburton and 2.5 hours north of the GTA this property is easily accessible all year round. Pre-list inspections of the cottage and septic are available. Listings on this lake are rare to find. Book a showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Be sure to click on the video.
Home details
- Days on market
- Not reported
- Property type
- Rural Residential
- MLS® number
- X13747426
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0M 1S0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot size
- 0.78 acres
- Lot depth
- 229 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Vacant
- Possession type
- 30-59 days
- Garage
- None
- Annual property tax
- 2895.51
- Basement
- Finished with Walk-Out
- Interior features
- Primary Bedroom - Main Floor, Sewage Pump, Water Heater Owned
- Exterior features
- Fishing, Privacy, Year Round Living, Recreational Area
- Architectural style
- Bungalow-Raised
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- View
- Forest, Lake
- Direction facing
- North
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Concrete, Block
- MLS entry age (not confirmed DOM)
- 64 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $747,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- HALIBURTON
- Municipality
- HIGHLANDS EAST
- MLS® community
- Glamorgan
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Highlands East
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1214 Hubbard & Montgomery Lane, Highlands East, ON K0M 1S0, Highlands East is listed for sale as a Rural Residential. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as 0.78 acres. Asking price: $747,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13747426.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Lakes of Haliburton. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13747426. Information deemed reliable but not guaranteed.