412 Ash Street, Huron-Kinloss, ON N2Z 2X3
Huron-Kinloss, ON N2Z 2X3
Quick cost estimateKnown monthly subtotal$2,562.43 / monthLand transfer tax $6,455One-time estimate
Quick cost estimate
$2,562.43 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,321.77
- Property tax / month
- $240.67
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
WOW! Incredible value under 500K. Nestled on a quiet dead-end street in the lakeside community of Point Clark, this lovingly maintained home is being offered for only the second time since it was built. Set on a beautifully landscaped pie-shaped lot surrounded by mature trees and gardens, this property offers exceptional privacy just a short 7-minute walk to the sandy beaches of Lake Huron and only minutes from Blue Park. Designed to take advantage of its natural surroundings, the main living area is located on the upper level, where a bright, open living room with a wood-burning fireplace creates a warm and inviting gathering space. The kitchen and dining area feature patio doors leading to an expansive Trex deck with aluminum railings-perfect for outdoor dining, entertaining, or simply enjoying peaceful evenings overlooking the backyard. The upper level also offers two comfortable bedrooms and a full bath, while the main level provides excellent flexibility with a third bedroom, a cozy family room with propane fireplace, a 2-piece bath, laundry area with shower, and a private sauna-ideal after a day at the beach. Outside, the beautifully landscaped yard is a true backyard retreat complete with a fire pit, birdhouses, arbors, and plenty of space to relax or entertain. A detached garage with hydro and additional driveway parking provide ample room for vehicles, hobbies, or workshop space. Built with durable concrete block construction by the original owner, this solid home also features a long-lasting steel tile roof, 200-amp electrical service, municipal water, and high-speed internet, making it an excellent year-round residence or four-season getaway. Whether you're searching for a permanent home, weekend escape, or investment near the lake, this rare Point Clark property offers the perfect combination of privacy, character, and an unbeatable location close to beaches, trails, parks, and all the charm of Ontario's beautiful Lake Huron shoreline.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13564390
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- N2Z 2X3
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot depth
- 174.25 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 2888
- Basement
- Full, Finished, Walk-Out
- Interior features
- Water Heater, Primary Bedroom - Main Floor, Central Vacuum
- Exterior features
- Deck, Recreational Area, Year Round Living, Landscaped
- Architectural style
- 2-Storey
- Parking features
- Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Sewer
- Septic
- View
- Trees/Woods, Garden
- Direction facing
- South
- Construction materials
- Concrete Block, Stucco (Plaster)
- Roof
- Metal
- Foundation
- Concrete, Concrete Block
- MLS entry age (not confirmed DOM)
- 116 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $499,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- HURON-KINLOSS
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Huron-Kinloss, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
412 Ash Street, Huron-Kinloss, ON N2Z 2X3, Huron-Kinloss is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $499,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13564390.
Local context
Explore the area: Bruce · Huron-Kinloss.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Pebble Creek Real Estate Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13564390. Information deemed reliable but not guaranteed.