195 CHARLES Street E, Ingersoll, ON N5C 1K3
Ingersoll, ON N5C 1K3
Quick cost estimateKnown monthly subtotal$3,051.17 / monthLand transfer tax $8,274.98One-time estimate
Quick cost estimate
$3,051.17 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,745.17
- Property tax / month
- $306
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,274.98
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,274.98
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
HOUSE COMES FURNISHED! Built in 2021 by renowned BW Conn Homes, this beautifully updated semi-detached 2-storey home offers the perfect blend of style, comfort, and functionality. With approximately 1,780 sq ft of finished living space above grade plus a fully finished basement, this home is move-in ready and packed with thoughtful upgrades throughout. Step inside to a tastefully decorated interior featuring an open-concept main floor, custom cabinetry with crown moulding, quality finishes, and an abundance of natural light. Upstairs you'll find 3 generously sized bedrooms, including a spacious primary retreat complete with a separate oversized walk-in closet and a stunning 4-piece ensuite. The second-floor laundry room is impressively large and designed for everyday convenience. The recently finished basement expands your living space with a bright additional bedroom featuring oversized windows, a stylish wet bar, and the perfect setup for entertaining family and friends. Outside, the backyard has been transformed into a private oasis with a fully fenced yard, covered gazebo, poured concrete wrapping from the front walkway around the home, and a large rear concrete pad ideal for outdoor living. Additional highlights include an epoxy-coated garage floor, attached single-car garage with inside entry, central air, ERV system, paved driveway, and exceptional curb appeal with stone/brick façade accents. A perfect opportunity for families, professionals, or anyone looking for a turnkey home with quality finishes and extensive upgrades already completed.
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X13840738
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N5C 1K3
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot depth
- 141 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- Attached
- Annual property tax
- 3672
- Basement
- Full, Finished
- Interior features
- Air Exchanger, Sump Pump, Water Heater
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 38 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $589,999
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 195 CHARLES Street E, Ingersoll, ON N5C 1K3, Ingersoll
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- OXFORD
- Municipality
- INGERSOLL
- MLS® community
- Ingersoll - South
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Ingersoll
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
195 CHARLES Street E, Ingersoll, ON N5C 1K3, Ingersoll is listed for sale as a Semi-Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $589,999. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13840738.
Local context
Explore the area: Ingersoll · Ingersoll - South.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX TWIN CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13840738. Information deemed reliable but not guaranteed.