102 Albert Street, Kawartha Lakes, ON K0M 1K0
Kawartha Lakes, ON K0M 1K0
Quick cost estimateKnown monthly subtotal$5,878.89 / monthLand transfer tax $20,375One-time estimate
Quick cost estimate
$5,878.89 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,560.14
- Property tax / month
- $318.75
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $20,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $20,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
This beautiful property is a west-facing year-round waterfront home, directly across the Gull River from Indian Point Provincial Park. 946 hectares of protected Crown land with one of the longest undeveloped shorelines in the Kawartha Lakes! The view across the water is permanent. No future development opposite. Just protected forest and shoreline, sunsets every night. Approximately 225 ft of irregular water frontage wraps the property on a private peninsula with sandy, natural shoreline. The Gull River opens directly to Balsam Lake - the highest point on the Parks Canada-managed Trent-Severn Waterway, with navigable access to Cameron, Sturgeon, Pigeon, and beyond. Approximately 1,796 sqft above grade plus a fully finished lower level. Approx 900+ sqft west-facing patio over the water. The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances. Hardwood through the principal living spaces. The great room walks out to the huge patio above the river. A separate family room walks straight out to the shore.The fully finished lower level adds a recreation room with wood stove, a dedicated office, a study, and a laundry/utility room - genuine four-season living space. A wet double boathouse holds two fishing boats or one larger boat under cover. A covered front porch and a 2-car tandem attached garage round out the package.Year-round municipal road. Quiet dead-end street. 90 minutes to the GTA. A hidden dog fence included. Suitable as a full-time residence, weekend retreat, or short-term rental.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13845658
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0M 1K0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 156.19 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 3825
- Basement
- Finished, Full
- Interior features
- Water Heater
- Exterior features
- Fishing, Deck, Privacy, Year Round Living
- Architectural style
- Bungalow-Raised
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Attached garage
- Yes
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- None
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Beach, Water, River
- Direction facing
- South
- Construction materials
- Stone
- Roof
- Shingles
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 37 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Rooms below grade
- 4
- Total rooms (source)
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,195,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Kawartha Lakes
- Municipality
- KAWARTHA LAKES
- MLS® community
- Bexley
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Kawartha Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
102 Albert Street, Kawartha Lakes, ON K0M 1K0, Kawartha Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as < .50 acres (reported range). Asking price: $1,195,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13845658.
Local context
Explore the area: Kawartha Lakes · Bexley.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX HALLMARK YORK GROUP REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13845658. Information deemed reliable but not guaranteed.