106 Coldstream Road, Kawartha Lakes, ON K0M 1N0
Kawartha Lakes, ON K0M 1N0
Quick cost estimateKnown monthly subtotal$3,510.30 / monthLand transfer tax $10,073One-time estimate
Quick cost estimate
$3,510.30 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,163.47
- Property tax / month
- $346.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
Want to see it in person?Request a showing →
About this home
Welcome to 106 Coldstream Road. This rare waterfront retreat offering the perfect blend of year round living and cottage lifestyle on the scenic Rosedale River. Set on a sprawling and beautifully maintained 0.76-acre property, this updated home showcases breathtaking river views, exceptional boating access, and a separate fully equipped boathouse with private wet slip accommodations.The main residence features 3 bedrooms and 1 updated bathroom with a bright open-concept layout designed to maximize natural light and water views. Thoughtful updates include renovated kitchen and bathroom spaces with main floor laundry, updated windows and flooring. Major mechanical improvements provide peace of mind with a propane furnace (approx. 3 years), central air conditioning, and roof shingles replaced approximately 4 years ago. The spacious primary bedroom offers a private walkout deck overlooking the river the perfect place to enjoy peaceful mornings by the water. Adding incredible versatility to the property is the detached boathouse featuring a 15 x 24 wet slip, kitchen, bathroom, 2 bedrooms, separate holding tank, and guest accommodations ideal for extended family or weekend visitors. Enjoy approximately 130 feet of pristine waterfront with a clean gravel and sandy bottom, excellent for swimming, fishing, and boating. Cruise with ease to beautiful Cameron Lake or prestigious Balsam Lake through the historic Rosedale Lock. A brand new side deck off the living room provides the ultimate setting to unwind while taking in spectacular nightly sunsets and panoramic skyline views.Additional features include a Generac backup generator, ample outdoor space, and a convenient location just a short drive or boat ride to the charming shops and restaurants of Fenelon Falls, all within approximately 1.5 hours of the GTA. A truly exceptional waterfront opportunity ready to be enjoyed in every season.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13683356
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K0M 1N0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot depth
- 279 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 11
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 4162
- Basement
- Crawl Space
- Interior features
- Water Heater
- Architectural style
- Bungalow
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Water
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 81 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $679,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 106 Coldstream Road, Kawartha Lakes, ON K0M 1N0, Kawartha Lakes
Nearby sale prices are private. Sign in or request access to see homes that sold.
Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Kawartha Lakes
- Municipality
- KAWARTHA LAKES
- MLS® community
- Fenelon Falls
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.
Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
Want to see this home?Request a showing →
Similar homes for sale in Kawartha Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.
Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
106 Coldstream Road, Kawartha Lakes, ON K0M 1N0, Kawartha Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 11. Asking price: $679,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13683356.
Local context
Explore the area: Kawartha Lakes · Fenelon Falls.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Revel Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13683356. Information deemed reliable but not guaranteed.